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CASE STUDIES

Because She Deserves All the Credit

Gujarat

Initiative:
NABARD's intervention under Umbrella Program for Natural Resource Management (UPNRM) in the year 2009 through VIKSAT, Ahmedabad
 
Beneficiaries:
Scores of disempowered women like Kanchamba, a woman from Samarpur village of Satalasana Block of Mehasana district, Gujarat
 
The Challenge:
Kanchamba got married to a marginal farmer who owned a small patch of land, barely enough to feed her family of four. In 1998, this extremely poor family’s house started to break down and there was no money for repairs. Driven to mortgaging their land for borrowing Rs. 20,000 for undertaking repairs, the family was at the end of its
wits
 
The Solution:
NABARD's intervention under UPNRM through VIKSAT came as a blessing to Kanchamba. She utilized the opportunity for access of credit through VIKSAT. Her prompt repayment made her the best borrower which ensured availability of additional credit for successive improvements in their livelihoods An initiative of Gujarat Regional Office BECAUSE SHE DESERVES ALL THE CREDIT. A JOURNEY FROM A DAILY WAGER TO AN ENTREPRENEUR

The Impact:
Kanchamba’s current status reflects the impact. Assets owned: Land 3 acre, Borewell 1, Cows: 2, Buffalo: 3, Pucca House: 1, Savings in SHG: Rs. 4600/- Current Annual Income: Selling of Milk: Rs. 9,000. Agriculture: Rs. 60,000. Selling of Cattle feed: Rs. 30,000