Case Studies

sectors > Financial Inclusion
Helping Sons of The Soil Reap The Fruits Of Hard Work
Jammu and Kashmir
Pilot project for Primary Agricultural Cooperative Societies (PACS) to provide Warehousing & Negotiable Warehouse Receipt financing facilities
About 700 farmers from Jammu, Samba & Katra districts 
The Challenge:
  • The best basmati rice is grown in this region
  • Yet the farmers do distress sale of their produce
  • The warehouse facility of PACS is rudimentary
  • The warehouses had to be brought to Warehousing Development
  • Regulatory Authority’s (WDRA) standards
The Solution:
  • Identification of suitable warehouses
  • Upgrading these warehouses to WDRA standards
  • Developing a Memorandum of Understanding between NABARD
  • PACS & ORIGO India – a complete post-harvest management services company
  • Offer Warehouse & Negotiable Warehouse Receipt facilities to farmers
The Impact:
  • World class warehousing facilities very close to the farmers
  • Distress sale stopped
  • Farmers experienced freedom from the clutches of rice millers & aggregators
  • Better crop price discovery

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