Regional Training Colleges

Regional Training College, Mangalore

Profile of Faculty Members

Name of the Faculty and Designation	Qualifications/ Areas of Specilisation	Telphone no.s/email ids
S.T.Raghuraman Principal	A graduate in Law, Post graduate in Economics and Hindi besides being a Certified Associate of Indian Institute of Bankers. He has more than 3 decades of rich experience in RBI and NABARD. Areas of specialisation - Production and Investment Credit, Bank supervision and HRD.	Office: 0824 2225831 Mobile: 9844043137 Residence: 0824 2442184
M.I.Ganagi, FM	Graduate in Agriculture with a Post Graduate diploma in Management from Indian Institute of Management, Ahmedabad. He has more than 2 decades of rich experience in NABARD in different capacities such as DDM of Shimoga district and Director of Sahyadri Gramin Bank in Karnataka, Marathwada GB and Thane GB in Maharashtra. Area of interest - Project Appraisal, Commercial Agriculture, micro finance.	Office: 0824 2225832 Mobile: 9880373108 Residence: 0824 2222565 Email: miganagi@yahoo.co.in
Jiji Mammen	Post Graduate in Agriculture and Graduate in Law besides being a Certified Associate of Indian Institute of Bankers.. He has more than 2 decades of rich experience in NABARD in different capacities such as DDM of Kottayam district. Areas of interest - Project Appraisal, Rural Non-farm Sector, Planning and micro credit.	Office: 0824 2225830 Mobile: 38454 Residence: Email: jijimammen@rediffmail.com
A.R.Rao, FM	Post Graduate in Arts and Statistics besides being a Certified Associate of Indian Institute of Bankers. He has more than 3 decades of rich experience in RBI and NABARD. He was in the Board of Nagarjuna Gramin Bank. Areas of interest - Behavioural Science, Micro finance and Rural non-farm sector.	Office: 0824 2225834 Mobile: 9448723387 Residence: 0824 2452122 Email: arnimangalore@gmail.com
P.Madan Gopal FM/DGM	Graduate in Economics besides being a certified Associate of Indian Institute of Bankers. He has 33 years of rich experience in RBI and NABARD. Area of specialisation - Institutional Development, Production Credit and Administration.	Office: 0824 2225842 Residence: 0824 2422521
C.N.Venkatesan FM/DGM	Post Graduate in Commerce besides being a Certified Associate of Indian Institute of Bankers. He has more than 3 decades of rich experience in RBI and NABARD. He was in the Board of Vallalar Gramin Bank. Area of interest - Behavioural Science, micro finance and Rural non-farm sector	Office: 0824 2225836 Residence: 0824 2450929
Sanathan Panda, FM/AGM	Graduate of Science and Post Graduate in Arts besides being a Certified Associate of Indian Institute of Bankers. He has a post-graduate diploma in computer applications. He has 3 decades of rich experience in RBI and NABARD. He presented a paper in the International Seminar on Micro Finance held in Dhakka. Area of interest - Rural Non-farm Sector, micro finance and Behavioural science.	Office: 0824 2225838 Mobile: 9343350934 Residence: 0824 2217839 Email: spanda87@rediffmail.com
G.AnanthakrishnanFM/AGM	Graduate of Commerce and is a Certified Associate of Indian Institute of Bankers. He has with him nearly 3 decades of rich experience in RBI and NABARD in Project Appraisal, Planning, Computerisation, Inspection and Institutional Development. Areas of interest - Behavioural science, micro finance, Rural Non-farm sector, Organisation Development, customer service and supervision.	Office: 0824 2225840 Mobile: 9448953471 Residence: 0824 2223247 Email: g_ananthakirishnan@ hotmail.com

Category-wise break up of the programmes proposed for 2006-07

Sl.No	Name of the programme	Duration	No: of prog planned
	I. CREDIT MANAGEMENT
1	Appraisal of Commercial Agricultural Projects	5	4
2	Sectoral programme - Financing PH	3	1
3	Sectoral programme - Financing AH	3	1
4	Sectoral programme - Financing MAPs	3	1
5	Customised prog on Agri projects	3	2
6	Project Appraisal	5	1
	Subtotal		10
	II. FINANCIAL MANAGEMENT
7	Branch Management	5	1
8	Risk & Recovery Management	3	4
9	Asset Liability Management	3	2
10	Prog on Branch as profit centre *	3	4
11	Challenges in Branch Banking *	3	1
12	Recent trends in Banking *	3	1
13	Working Capital Assessment and Balance Sheet Analysis*	3	1
	Subtotal		14
	III. BEHAVIOURAL SCIENCE/HRD/ TRAINERS TRAINING
14	Health Management	5	2
15	ODI - DCCBs & RRBs	10/5/3/2	10
16	Sensitisation of CEOs on concept of ODI	2	2
17	Stress Management	3	2
18	Leadership skills	3	2
19	Customer relationship and client development *	3	1
20	Key Resource persons	5	2
21	Management Development Prog	3	1
	Subtotal		22
	IV. SHG - mICRO FINANCE
22	SHG programme for client banks	3/5	11
23	SHG programme for DDMs/DDOs/ mCI	5	2
	Subtotal		13
	V. THRUST AREAS
24	Strengthening of weak DCCBs	5	3
25	Strategies for increasing agriculture credit	3	2
26	Agri Export Zones and Contract farming	3	1
27	Tribal Development fund and Wadi Dev prog *	2	1
28	Watershed Development	3	1
29	Financing SME s under RNFS	3	7
30	Increasing Credit flow to SME *	3	1
31	Rural Industries and Service Sector	5	1
	Subtotal		17
	VI. OTHERS
32	Strengthening Internal Control Systems	3	4
33	Credit Delivery/Product Innovations	3	1
34	Industrial Relations & Domestic Enquiry	5	1
	Subtotal		6
	Total	0	82

*New programmes

New programmes proposed and conducted during the year 2006-07

Sl.No	Name of the programme	Duration	No: of prog planned
	FINANCIAL MANAGEMENT
1	Prog on Branch as profit centre *	3	4
2	Challenges in Branch Banking *	3	1
3	Recent trends in Banking*	3	1
4	Working Capital Assessment and Balance Sheet Analysis*	3	1
	BEHAVIOURAL SCIENCE/HRD/ TRAINERS TRAINING
5	Customer relationship and client development *	3	1
	THRUST AREAS
6	Tribal Development fund and Wadi Dev prog *	2	1
7	Increasing Credit flow to SME *	3	1

Regional Training College, Bolpur

RTC, Bolpur and Visva Bharati

Regional Training College, Bolpur enjoys the unique privilege of being situated in the land of Rabindranath Tagore. Santiniketan, that embodies Tagore’s passion towards education and rural reconstruction had three distinct goals: to make the children grow up in an ideal physical environment, close to Nature, imparting education to balance the city and the village in a changing India and to transmitting knowledge, capable of accepting a larger world. Our proximity to this noted learning center has benefitted us a lot. Cordial and academic relationship with various wings of Visva Bharati has enriched us in many ways.

Bolpur, famous for Shantiniketan & Visva Bharati, the Central University, is a small town; 150 kms. away from Kolkata. Situated in a sylvan setting, it attracts millions of visitors, who come to pay homage to Gurudev Tagore and to have the feel of the creative environment. The land has been the abode of myriad artists, intellectuals, poets and painters. To name a few among them are Prof. Amartya Sen (Nobel Laureate, who grew up here as an Ashram Child), Nandalal Bose (Painter), Ramkinkar Baize (Sculptor), Satyajit Ray (Film Maker) and many others. Tagore spent a large part of his life here shaping Visva Bharati, his dream project. Hence, this place was frequently visited by Gandhiji, Nehruji, Vinova Bhave and many other national leaders. Indira Gandhi, too, studied at Santiniketan. Visva Bharati follows the unique practice of open air education, where students study in an open environment - even today. To its millions of visitors, Santiniketan (abode of peace) has a mystic charm which gives “peace to the mind and relief to the soul”

Let me not grope in the dark but keep my mind still in the faith That the day will break and truth will appear in the majesty Of its simplicity

Rabindranath Tagore

About the Training College

Regional Training College (RTC),Bolpur, established in 1984, is NABARD's principal Training Institute for Primary Lending Institutions (PLIs), in the Eastern and North Eastern Regions. As Apex Development Financial Institution in Agriculture and Rural Sector, NABARD has the responsibility of Institutional development of PLIs through training and capacity building. RTC, Bolpur was set up primarily to undertake this responsibility in the Eastern and North Eastern Regions. Recently, Andhra Pradesh, Chattishgarh and a part of Maharastra have also been added to its training jurisdiction. The college is headed by a Principal in the rank of General Manager of NABARD, with rich experience in rural banking. He is supported by a team of young, committed Faculty Members specializing in Economics, Finance, Project Appraisal, Behavioural Science, Banking Law and Practice, Management and Organisation Development. Over the years, the college has developed expertise in imparting quality training and conducting on-location programmes including Organisational Development Initiative. On an average, every year, the college trains about 1500 - 2000 bank officers through in-house and on-location programmes.
The training methodology used by the college is participatory, case- study based and field-oriented. Unlike chalk-and-talk, theoretical method, the training in this college is based on solving real problems faced by the client institutions through group discussion and experience sharing. The college is a learning organisation which believes in continuous learning from and with each other.

Air-conditioned hostel rooms and class room
A library having a very good collection of books
Regular Yoga session
Mini Gymnasium

Contact Number, Fax, E-mail

Tele : (03463) 252812, 254065, 254087
Fax : (03463) 252295
E-mail : ksh_nabbol@sancharnet.in

Office Timings

Mondays: 0945 hrs. to 1800 hrs.
Tuesday to Friday: 0945 hrs. to 1745 hrs.

Principal & Faculty Member Details

Sl No	Name & Designation of Faculty Member (S/Shri)	Qualification	Area of Specialisation	Tel No
1	U N Biswal, Principal	M. Sc, JAIIB, Pragya	HR and Behavioural Science, micro-Finance, VVV, Institutional Development, DAP,ODI	9434003611 03463-253261 (O) 03463-253269 (R)
2	Dr D Das, DGM	M. Sc (Ag), Ph.D	Micro-Finance, Motivational Prog, Documentation, Financial Health Analysis	9293707664 03463-254087 (O) 03463-256310 (R)
3	S M Gangopadhyay, DGM	M. Com, ACA, Pragya	Finance, Banking, micro-Finance, Project Appraisal, RNFS	9433461353 03463-256210 (O) 03463-254794 (R)
4	B M Patnaik, DGM	B.A, LLB, CAIIB, Pragya, Certificate in Co-operation	Behavioural Science, Project Appraisal, micro-Finance, RNFS	9474164740 03463-253356 (O) 03463-252807 (R)
5	N K Barik, DGM	B.A.	IDD related, DAP/MOU, DOS related, micro-Finance, VVV	9474307627 03463-253275 (O) 03463-253308 (R)
6	D D Behera, DGM	M.A., CAIIB, LLB, Pragya	IDD related, DAP/MOU, DOS related, Project Appraisal, micro-Finance, VVV	9433422207 03463-258202 (R)
7	P C Padhi, AGM	M. Sc. ( Zoology)	Behavioural Science, Project Appraisal, Computer	9434326008 03463-257180 (R) pc.padhi@gmail.com
8	A Chakrabarty, AGM	M.Com., CAIIB(I), LLB, MBA, Pragya	Finance, Project Appraisal, micro-Finance, Co-operatives	9433115804 03463-257230 (R)

New Programmes designed during the year :

Induction Programme for Cooperatives
Change Management for Directors/ CEOs of Cooperatives
Computer Skills for Cooperatives

Customer Relationship Management and Marketing of Banks’ products

Calendar of programmes

Regional Training Colleges

Genesis of RTCs

i.Considering the large number of RRBs being established during that time, "The Working Group to Review the Training Arrangements in Banks" set up under the Chairmanship of Shri P D Kasbekar in its report submitted in 1980 recommended setting up of six regional centres to cater to the training needs of RRB personnel. The justification given to have the Regional Centres was that the problems faced by RRB staff are mostly region specific and Central level institutions cannot do full justice to them. While agreeing to these recommendations, the TRUDEC observed that apart from this, some specialisation in regional policies is also needed.

ii.In pursuance of the 'TRUDEC' recommendations, the National Bank established BIRD on 19.9.1983 at Lucknow and 2 Regional Training Centres, one each at Bolpur (September 1984) in West Bengal and Mangalore (November 1984) in Karnataka with a combined intake capacity of 150 participants, primarily to cater to the training needs of officers staff of RRBs.

iii.National Bank, in January 1985, set up a committee under the Chairmanship of Dr. Kamala Choudhary (the then member on the Board of Directors of the Bank) to review the training arrangements by the BIRD. The committee suggested BIRD to be reorganised as an autonomous institute of academic excellence for providing training to senior personnel of rural banking sector by way of Induction Training to Trainers, Senior Executives and to a limited extent line managers, to conduct research and impart training in rural banking for rural development. Besides training and research, consultancy as support to rural banking was also suggested to turnout professional rural bankers. In the Board meeting dated 29.12.1988 the revised proposal of the study group was discussed and approved.

iv.The Board in its 58th meeting discussed role of RTCs consequent to the reorganisation of BIRD. The extract of the decision in this regards reads as under:

"The role of the RTCs had also been redefined as indicated in the memorandum on the subject put up to the Board in its 49th meeting. Accordingly RTCs were to phase out the project courses for RRB personnel currently being offered for which the sponsor banks' own training centres would be taking responsibility. The RTCs would become the implementing arm of BIRD at the regional level to handle programmes parallel to similar programmes to be organised by BIRD for senior executives of the banks at their head offices and regional offices".

The RTCs were told to stop conducting training programmes exclusively designed for RRB personnel w.e.f. 01 April 1991 and instead formulate programmes for middle and senior level officials of commercial banks including RRBs and cooperative banks, in tune with reorganised concept of BIRD and consequent role play envisaged on RTCs.

Present Status of functioning of RTCs

i.Both the RTCs are operating with one channel and continue to organize training programmes for banks including RRBs at regional level. The separate Syllabus and Academic Advisory Committees exist for both the RTCs, with members from local bankers/academic institutions. The forum viz. RTC-BIRD Coordination committee (RTCBCC) meets annually to take a review of the activities and finalize calendars of activities of RTCs.

ii.The number of programmes conducted by RTC, Mangalore and RTC, Bolpur ranged from 75 to 100 and 67 to 100 respectively during last three years ending 2005-06. The average participation varied from 25.68 to26.67 in case of RTC(M) and from 22.61 to29.81 in case of RTC(B) during the above period. The % share of RRBs ranged from 37 to 51 in the programmes of RTC(M) and 45 to 52 in the programmes of RTC(B) during last three years.

iii.With the pricing structure introduced since November 2001, the priced programmes of both the RTCs are increasing gradually. RTC, Mangalore conducted 59% of their total programmes as priced programmes whereas it was 31% in case of RTC, Bolpur during 2005-06. The RTCs have since been granted autonomy in deciding their programmes and pricing structure as well.

RTCs-BIRD Coordination Committee (RTCBCC)

1	Authority/ Genesis	After the reorganisation of BIRD in April 1992, the forum of Advisory Council for Training Establishments (ACTEN) ceased to function. In the absence of such a forum RTCBCC evolved, the annual calendar of programmes of RTCs coordinated with that of BIRD by convening a meeting, in order to ensure uniformity of approach and to avoid overlap of functions.
2	Objectives :	Approval of the training calendars of RTCs; Review of activities of TEs, Exchange of views/experiences regarding training arrangements for client institutions; Presentation of new case studies/findings of TNA studies/ODIs, and Discussions on common issues emanating from AAC meetings for evolving appropriate solutions/strategies.
3	Composition :	(i) ED, HRDD Chairman (ii) Director, BIRD Member (iii) Principal, RTC(B) Member (iv) Principal, RTC(M) Member (v) CGM, HRDD Convenor
4	Periodicity :	Once in a year
5	Venue of the meeting	At BIRD, Lucknow, RTC, Bolpur and RTC, Mangalore in turns (informal arrangement)
6	Meetings conducted during the past 4 years	No. of meeting	Date	Place
		I	16-17 January 1998	RTC(B)
		II	29-30 December 1998	RTC(M)
		III	24-25 January 2000	RTC(M)
		IV	30-31 March 2001	BIRD, Lko
		V	02-03 April 2002	NBSC, Lko
		VI	21-22 March 2003	RTC(M)
		VII	21 February 2005	RTC(M)
		VIII	13 February 2006	RTC(B)/Kolkata RO
7	Follow up	HRDD, HO prepares the agenda note, proceedings & initiates follow up action.
8	Rationale of continuity/ Need for the annual meeting	(i) helping the TEs to share their experience in client bank training and chalk out new strategies introduce/introduce new themes; (ii) providing a forum for NABARD to focus the training requirement in the thrust areas identified by NABARD/RBI/GoI. (iii) Facilitating NABARD to get its training policy translated/dovetailed in the training strategies of TEs. (iv) facilitating co-ordinated approach in training interventions.

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