Share Capital |
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The total share capital of SCARDBs increased from Rs.801 crore as on 31.03.2006 to Rs. 791 crore as on 31.03.2005. |
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Resource Base |
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About 81% of the total resources of the SCARDBs were in the form of borrowings. |
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The outstanding borrowings of SCARDBs as on 31 March 2006 were Rs.17075 crore with a negative growth of 0.6% over 2004- 05. |
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The deposits of the SCARDBs increased to Rs.636 crore as on 31 March 2006 from Rs. 608 crore as 30 March 2005 registering a growth rate of 5%. |
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| Credit Outreach |
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The loans outstanding increased to Rs.17713 crore as on 31 March 2006 from Rs. 17403 crore as 30 March 2005 registering a growth rate of 2%. |
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Recovery Performance |
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The loan recovery of SCARDBs increased to 47% as on 30 June 2006 from 44% as on 30 June 2005. |
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Costs & Margin |
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Average return on funds (all-India average) stood at 8.62 per cent for SCARDBs and average cost of funds at 6.10 per cent. |
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The transaction cost as a percentage to working fund stood at 2.40 per cent. |
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The net margin earned by the SCARDBs continued to be negative at 0.84% during 2005-06. |
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Profitability |
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11 SCARDBs reported profit of Rs. 335.14 crore and 8 SCARDBs were reported losses of Rs. 247.09 crore as on 31 March 2006. |
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Non-Performing Assets (NPAs) |
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NPAs of SCARDBs constituted 32.67% as on 31 March 2006 as against 30.44% of their total Loans outstanding as on 31 March 2005. |
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The aggregate NPAs of SCARDBs as on 31 March 2006 were estimated at Rs. 5786.06 crore. |
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Erosion in Assets |
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Accumulated losses of the SCARDBs decreased to Rs. 918 crore as on 31 March 2006 from Rs. 1039 crore as on 31 March 2005. |
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