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Introduction
NABARD has been implementing projects with assistance from Government of Germany since 1990 in the sphere of Natural Resource Management, Micro Finance, Rural Enterprise promotion and Development of Financial Sector.
Two phases of projects relating to Watershed Development have been completed in Maharashtra during 1990-1999 and 1999-2005, propagating participatory approach to watershed development involves the communities who also committed to maintain the assets after the completion of the project. More than 1 lakh ha. in 160 villages in 21 districts of Maharashtra have been treated under this programme. Based on the success of the project, Government of India modified its Watershed guidelines (Hariyali) to incorporate some of the elements of the Indo-German Watershed project implemented by NABARD.
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The major benefits of the programme are -
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Primary Impact |
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Augmentation of drinking water availability
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Improvement in Ground Water recharge
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Increase in agricultural production
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Decline in Migration to urban areas
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Secondary impact
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Improvement in quality of life;
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Housing;
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Health; and
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Education (attendance in schools) |
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The other main initiative was promotion of sustainable livelihoods for Tribals through tree based farming approach. The programme contributed to livelihood of more than 13000 families through plantation of mango and cashew in 1 acre plantations. In the initial years supplementary income was generated through inter-cropping with pulses, growing vegetables in corner patches and boundary plantation of fodder varieties. When the tree started bearing fruits, additional employment was generated for processing the fruits through groups and cooperatives of villagers. The implementing NGO had a producer cooperative where the products were further processed into various table varieties. The produce from the project is even being exported. |
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The benefits from the project are -
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Increased employment opportunities |
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Decline in Migration
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Increased production of fruits and cashew nuts
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Ancillary processing activities
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Empowerment of women |
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German Parliamentarians have visited the projects and expressed their satisfaction with the programmes implemented thus far. India needs Cooperation with Germany for exchange of critical knowledge inputs in processes relating to Natural resources Management and Financial Sector, especially cooperatives. |
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| Projects under implementation in association with KfW |
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KfW - NABARD - Adivasi Development Programme,
Gujarat - (Grant assistance of Euro 13.29 million equivalents to DM 26 m)
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The project is under implementation since 1994 and will end by 30 December 2007. It envisages rehabilitation of about 8000 tribal families and 2000 landless women living in the Dunger region of Dharampur Taluka of Valsad district in Gujarat through development of 1 acre of marginal/ waste land per tribal family on an average by adoption of soil and water conservation measures, development of plantation with fruit, fuel and fodder cultivation as well as inter-cropping. The programme was subsequently extended to nearby Dangs District of Gujarat to cover 700 additional tribal families. BAIF Research and Development Foundation, Pune, is the implementing agency. As on 30 September 2006, the cumulative coverage under this programme stood at 12733 acres benefiting 13663 families from 162 villages for which grant assistance of Rs. 50.85 crore has been received upto 31 December 2006 from KfW. |
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KfW - NABARD - Adivasi Development Programme Maharashtra -
Grant Assistance of Euro 14.32 million)
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The project is similar to the one in Gujarat and aimed at improving the socio-economic condition of 14,000 tribal families and 1000 landless women through various economic and social welfare activities in 3 hilly blocks of Thane and Nasik districts of Maharashtra. The project is being implemented through Maharashtra Institute for Technology Transfer for Rural Areas (MITTRA), an associate of BAIF, Pune. It commenced in September 2000 and is operative upto 30 December 2010. As on 31 September 2006, 13848 families from 258 villages had taken up wadi development in 12294 acres for which grant support of Rs 33.10 crore was received upto 31 December 2006 from KfW. |
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KfW - NABARD - Adivasi Development Programme
Gujarat Phase II - Grant Assistance of Euro 7.00 million
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The second phase of the project envisages coverage of additional 4000 families from about 90 villages in Dangs district and 700 families in Dharampur taluka of Valsad district. The project is proposed to be implemented over a period of 10 years through DHRUVA, an associate of BAIF Development Research Foundation, Pune. The Financing Agreement was signed on 28 March 2006 and the Guarantee Agreement between KfW and GoI was signed on 16 May 2006. The implementation agreement with DHRUVA has been executed during Jan 2007 and project implementation has begun with baseline survey of the project area. |
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KfW - NABARD Indo - German Watershed Development Programme,
Andhra Pradesh - Grant Assistance of Euro 8.69 million
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The project is under implementation since July 2002 envisages rehabilitation of at least 30 watersheds in four selected districts viz. Adilabad, Karimnagar, Medak and Warangal of Andhra Pradesh for stabilising and increasing the agricultural and forestry production and thereby improving the living conditions of the rural population depending on water resources, in a sustainable and equitable manner. NABARD is implementing the programme in coordination with the Department of Rural Development (DRD), Government of Andhra Pradesh. Of the 9 micro watersheds, 4 have entered full implementation phase (FIP). Grants to the extent of Rs.1.55 crore have been received from KfW as on date. |
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KfW-NABARD - Indo-German Watershed Development Programme,
Maharashtra (Phase III) - Grant Assistance of Euro 19.94 million
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The Programme is an extension of Phases I (DM 12 million) and Phase II (DM 25 million) of the Indo-German Watershed Development Programme in Maharashtra for rehabilitation of about 50000 ha in 80 watersheds from the clusters of Vidharbha, Marathawada and Western Maharashtra regions. As on 31 September 2006, of the 110 micro watershed projects under both Phase I and Phase II of the programme, 88 Projects have been completed, 12 projects were closed and 10 projects were ongoing. 40,000 ha and 70,000 ha have been treated under Phase I and Phase II of the project respectively. Under Phase III, as on 30 September 2006, 18 projects are in FIP, one project was closed and 12 projects are under feasibility report/implementation phase. The projects under Phase III are scheduled to be implemented upto December 2009. An amount of Rs. 7.40 crore has been received from KfW upto 31 December 2006. |
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KfW-NABARD - Indo German Watershed Development Programme,
Gujarat - (Grant Assistance of Euro 9.20 million, equivalent to DM 8 m)
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KfW Germany has committed to provide grant assistance of Euro 9.20 million for rehabilitation of natural resources and improvement in the living conditions of the people in the tribal areas of Dahod, Sabarkantha, Panchamahal and Vadodara districts of North East Gujarat through stabilisation of agricultural production in at least 32 micro watersheds, as well as maintenance of soil and water conservation works and minor irrigation structures. The project commenced with sanction of 4 projects under Capacity Building Phase (CBP) and targeted number of projects are expected to be completed within 10 years validity period of the programme starting October 2007. |
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KfW - NABARD - Indo German Watershed Development Programme
Rajasthan -Grant Assistance of Euro 11 million |
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The Programme is scheduled to be implemented in Banswara, Chittorgarh, Dungarpur and Udaipur districts of Rajasthan with financial assistance of Euro 11 million over a period of ten years commencing from January 2007. The Objective of the programme is to develop at least 30 micro watersheds to stabilise agricultural production and improve pasture lands. The agreements were executed with KfW during December 2006. The programme is expected to be grounded shortly. |
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KfW - NABARD SEWA Bank project for Capitalisation of
Rural Financial Intermediaries - Grant Assistance of Euro 4.09 million |
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The main objective of the programme is to contribute to the improvement in income generation and living conditions of the rural poor women and structural development of the rural financial sector in Gujarat. Recapitalization of SEWA Bank was proposed under the programme for improving the access of poor rural women to micro credit on a sustainable basis. Funding to poor women was proposed through separate credit lines to the Rural District Associations (RDAs) of Savings and Credit Groups. The design of the programme underwent revision based on a review by KfW consultant. The revised design was deliberated upon in April 2006 and mutually accepted by NABARD, SEWA Bank and KfW during June 2006. Implementation of the programme started with a kick-off workshop held at Ahmedabad during August 2006. |
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KfW-NABARD -Credit Line for Rural Non-Farm Sector
Loan for Euro 40 million and Grant Assistance of Euro 1.2 million |
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Keeping in view the successful implementation of earlier KfW - NABARD VI and VIII NFS Projects, German Government committed assistance of Euro 41.2 million (Euro 40 million as loan component and Euro 1.2 million as grant component). The agreements were executed in October 2006 during the visit of Chairman, NABARD to Berlin. |
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Umbrella Programme on Natural Resource Management
Loan for Euro 15 million, Grant for 4.4 million and TC for Euro 3 million |
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Based on the experience of 14 years of development cooperation between the two countries in the area of Natural Resource Management (NRM), the German Government proposed an Umbrella approach towards NRM programmes in India. Accordingly, the proposal submitted by NABARD for scaling up efforts under Watershed approaches, Wadi interventions and newer areas of Community Forest Management and Bio-fuels was accepted by the German Government by committing Euro 19.4 million (FC-Loan for Euro 15 million, FC-Grant for 4.4 million) in addition to TC for Euro 3 million. KfW has indicated that this would be policy loan and appraisal for the loan would be undertaken shortly. |
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