| 1 |
Short Term refinance assistance: |
|
| a |
State Cooperative Banks for financing crop loans |
4.50 |
| b |
RRBs for financing crop loans |
4.50 |
| c |
DCCBs directly financing for crop loans |
4.50 |
| d |
Commercial Banks./RRBs in respect of their finance to PACS towards crop loans |
4.50 |
| e |
ST – Additional SAO/ST(Others)/ ST (SAO ) -SCARDBs (Annual Product) |
** |
|
ST – Additional SAO (StCBs and RRBs) |
7.75 |
|
ST(Others) (StCBs and RRBs) |
8.00 |
|
ST (SAO ) -SCARDBs (Annual Product) |
7.90 |
| f |
StCBs/RRBs - Conversion of Short Term- crop loans into Medium Term loans (3% less than the interest rate charged by banks to ultimate beneficiaries subject to minimum interest rate at 8.10%) |
8.10 |
|
** RoI subject to ALCO decisions from time to time, |
|
| 2 |
Long Term refinance assistance ** |
|
| a |
LT loan to State Govt. for contribution to share capital of coop. credit institutions |
5.80 |
|
LT loan to State Govt. for contribution to share capital of RRBs |
6.00 |
| b |
RRBs/ StCBs |
|
|
- Refinance for 5 years and above |
8.20 |
|
- Refinance for 3 years to less than 5 years |
8.20 |
|
- Refinance for 18 months to less than 3 years |
8.10 |
|
SCARDBs |
|
|
-Refinance for 5 years and above |
8.30 |
|
Refinance for 3 years to less than 5 years |
8.30 |
|
Refinance for 18 months to less than 3 years |
8.20 |
|
** RoI subject to ALCO decisions from time to time |
|
| 3 |
Direct Lending |
|
| a |
Warehouse Infrastructure Fund (WIF) |
|
|
State Governments |
Bank rate – 1.50% |
|
State Government Corporation (with State Govt. Guarantee) |
Bank rate – 1.50% |
|
Entities promoted by State / Central Government owned/assisted (without State Govt. Guarantee) |
PLR + risk premium |
|
Other entities |
PLR+risk premium |
|
* Current Bank Rate – 4.25% |
|
|
* Current PLR–7.75% |
|
| b |
Food Processing Fund (FPF) |
|
|
State Governments |
Bank rate – 1.50% |
|
Entities promoted by State Governments (with Govt. Guarantee) |
Bank rate – 1.50% |
|
Entities promoted by State Governments(without Govt. Guarantee) |
PLR + risk premium |
|
Other entities |
PLR + risk premium |
|
* Current Bank Rate – 4.25% |
|
|
* Current PLR–5.80% |
|