Under Non - Farm Sector NABARD provides refinance for industrial units which qualify as Small Scale Industries, Rural Housing, Small Road and Water Transport Operators, Health Care units and other Service Sector activities. NABARD refinance covers wide range of activities like Minor Irrigation, Land Development, Dry Land Farming, Watershed Development, Farm Mechanisation, Plantation & Horticulture, Poultry / Dairy / Other Animal Husbandry Activities, Fisheries, Bio-gas, Forestry, Storage/Market Yard, Non Farm Sector (Small Scale Industry & Tiny Cottage Village Industries), Self Help Groups / Joint Liability Groups (JLGs), Self Employed / Professionals, Small Road and Water Transport Operators, Agri-clinics & Agri Business Centres, Financing in Agri Export Zones / Contract Farming/ Organic Farming, Agro Processing, Non Conventional Energy, Rural Housing, Govt. Sponsored Programmes.
Keeping in view the potential and the demand for a particular type of projects in a particular area, NABARD prepares Area Development Projects in consultation with the line departments of the State Govt. and the bankers in the area. Under the ADP, targets are decided and achievements monitored at periodical intervals.
Investment Credit Department has also opened a window for direct lending by way of Co-financing under Section 30 of NABARD Act 1981 for areas or projects where new / innovative / sunrise technology is involved or where large outlays and long gestation period keep the banks away or projects having longer repayment period.
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Re-Finance
