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Investment Credit Department

   
   
 

Re-Finance

 
Quantum of Refinance
 
Quantum of Refinance to be released by NABARD on the Loan Amount
 

Sr.No.

Purpose/Sector

Quantum of Refinance
(as a % to Bank Loan) -Agency wise

 

 

SCARDB

SCB

RRB

CB

I

North Eastern Region and Sikkim

 

 

 

 

a

SC/ST Action Plan,Wasteland Development,Dryland Development,SHGs,AEZs,  ARWIND, MAHIMA, Agri Clinics Agri Busness Centres, MAP

100

100

100

100

b

Non Farm Sector

100

100

100

100

  c

Minor Irrigation

       95

      95

    95

       95

d

All other purposes

95

 90

90

90

 

II.

Other Regions

 

 

 

 

1

SC/ST Action Plan, ARWIND, MAHIMA, SHGs, AEZs, Agriclinics Agri Business Centres, MAP

100

100

100

100

2(a)

Wasteland development schemes where individuals are the beneficiaries

 

 

 

 

 

i.   Nursery Schemes

100

100

100

100

 

ii.  Farm Forestry

100

100

100

100

 

iii.  Tree Patta Scheme

100

100

100

100

(b)

Dryland Development

100

100

100

100

(c)

Forestry programmes sanctioned to corporate bodies including Forest Development Corporations

-

-

-

90

3

Minor Irrigation {Schematic as well as ARF(FS)}

95

95

95

95

4

Government sponsored programmes like SGSY including ISB Component

95

90

90

90

5

Diversified purposes (schematic as well as ARF)

90

90

90

90

6

Farm Mechanisation (including power tillers)

95 / 90

90

90

90

7

Work Animals, Animal Driven Carts & Biogas

90

90

90

90

8

Non-farm activities (including pre sanction)

100

90

90

90

 

NOTE

  1. Farm Mechanisation @ 95% of bank loan to SCARDBs in certain defined states/ areas. (Viz; Bihar, Jharkhand, Orissa, M P, Chhattisgarh, Eastern U P & WB  )
  2. In case of externally aided projects, the percentage of refinance as specified in the relative agreements and as indicated in the sanction letter will apply.
  3. District Rural Industries Programme (DRIP)/Area Programme for Rural Industrialisation (APRI) areas to have 100% refinance for NFS for all agencies upto ARF limit.
  4. Area Development Plans (ADPs) will be eligible for refinance as per purposes/sectors indicated above.

NOTE

In the case of externally aided projects, the percentage of refinance as specified in the relative agreements and as indicated in the sanction letter will apply.

 
Read more about Interest Rates of Refinance
 
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National Bank for Agriculture and Rural Development
 
 
   
   
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