Orientation training programme for leaders/ members of Self help Groups
Name of the programme
Orientation training programme for SHG leaders/ members
Objective
To familiarize SHGs with the basic concept on SHG Bank linkage programme.
Target Trainees
Leader/ members of groups (to be credit linked)
Expected number of participants
25-30
Identification of participants
By NABARD, NGOs, banks
Duration
2 days
Organised by
NABARD in association with NGOs/SHPIs/ Training Establishments
Location
Village/ block level locations
Training methods
Lectures
Field visit
Group Discussions
Experience sharing
Action planning
Resource persons
From NABARD, NGO
Broad Contents
Characteristics of rural credit needs. Rigidities of formal credit structure- How SHG -linkage programme was introduced- reaching the unreached. What is SHG? Sustainability of thrift and credit SHGs over other groups, features of good SHGs- homogeneity, regularity in savings, meetings, democratic character, maintenance of books of accounts. Formation, monitoring and linking of SHGs. Conduct of meeting, conflict resolution RBI/NABARD guidelines on linkage of SHGs. Financing of SHGs by banks, rate of interest. Quantum of loans, rating of SHGs/NGOs- benefits to the banks as a business opportunity - good repayment, quality future clients, coverage of more people and area, reduction in transaction cost, etc.
Field visit
Field visit to good working SHGs
Day to day schedule
Orientation training programme for leaders/ members of Self help Groups
Day
Session
Topic
Methodology
I
1
Rural credit scenario
Lecture
2&3
Genesis, concept, structure & functioning of self help groups.
Group dynamics - grouping norms, membership, leadership,
Framing rules, conduct of meeting
Experience sharing and lecture
4
Field Visit to successful SHGs
II
1
Field visit- Reflections
Group discussion and presentation
2
Book keeping, dealing with banks, NGOs, assessing members' loan requirement, prioritizing loans, self monitoring documents required for credit RBI/ NABARD/guidelines Role of SHGs in government development programmes
Advanced training programme for leaders/ members of SHGs
Name of the programme
Advanced training programme for leaders/ members of SHGs
Objective
To provide clarity on SHGs skills to manage the groups effectively
Target Trainees
Leader/ members of groups (already credit linked)
Expected number of participants
25-30
Identification of participants
By NABARD, NGOs, banks
Duration
2 days
Organised by
NABARD in association with NGOs/SHPIs/ Training Establishments
Location
Village/ block level locations
Training methods
Lectures
Field visit
Group Discussions
Experience sharing
Action planning
Resource persons
From NABARD, NGO
Broad Contents
Characteristics of rural credit needs. Rigidities of formal credit structure- How SHG -linkage programme was introduced- reaching the unreached. What is SHG? Sustainability of thrift and credit SHGs over other groups, features of good SHGs- homogeneity, regularity in savings, meetings, democratic character, maintenance of books of accounts. Formation, monitoring and linking of SHGs. Conduct of meeting, conflict resolution. RBI/NABARD guidelines on linkage of SHGs. Financing of SHGs by banks, rate of interest. Quantum of loans, rating of SHGs/NGOs- benefits to the banks as a business opportunity - good repayment, quality future clients, coverage of more people and area, reduction in transaction cost, etc.
Sharing of experience
Best practices, livelihood improvement
Field visit
Field visit to good working SHGs
Day- to- day schedule
Advanced programme for leaders/ members of SHGs
Day
Session
Topic
Methodology
I
1
Rural credit scenario
Lecture
2&3
Genesis, concept, structure & functioning of self help groups.
Group dynamics - grouping norms, membership, leadership,
Framing rules, bye laws, conduct of meeting
Experience sharing and lecture
4
Field Visit to successful SHGs
II
1
Field visit- Reflections
Group discussion and presentation
2
Best practices in savings, credit, systems& procedures.
Delinquency management
Micro insurance etc
Discussions
3
Role of SHGs in government developmental programmes
