Sl. No

Programme

Duration

  (Days)

Trainers' Training

1. 1.       

Trainers’ Training Programme for faculty members of banks

5

1. 2.       

Trainers’ Training Programme (other than bank faculty)

5

Name of the programme

Trainers' training Programme for faculty members of  Banks

Objective

1. To convince participants of the concept and need of SHGs
2. To familiarizes them with the functioning of SHGs and their linkage with banks.
3. To enable them to design and conduct training programmes in this area.

Target  Trainee

Faculty Members of Training Establishments of commercial banks

Expected number of participants

10 to 15 participants.

Identification of participants

By   Banks and their training establishments

Duration

5 days

Organised by

NABARD through Bankers Institute of Rural Development [BIRD] ,  Lucknow  and also in  association with  reputed  Trainer NGOs / Training Establishments having necessary infrastructure.

Location

In campus having facilities

Training methods

Lectures

Interactions

Group Discussions

Experience sharing

Case study

Panel discussions

Broad contents

Inauguration, Experience sharing, Programme expectations

Existing development paradigm

Efforts of banks in lending to poor and problems therein

Problems of poor in accessing credit

Group approach to development of poor - Reasons and benefits

Genesis of SHGs

Experience of  prominent NGOs in SHG approach

Formation and Functioning of SHGs

1. Formation of SHGs

Survey methods, Process of group formation, Initial problems, Group cohesion, Formulation of Bye-laws, Need for bye-laws, Procedure for framing bye-laws, Aspects of group functioning, Savings, Meeting.

1. Credit-Common Fund, Penalty, Peer pressure,
2. Management of SHGs-Leadership, Books of Accounts, Decision-making.

Impact of SHGs - social and economic empowerment

Differences between SHG, Co-operatives& Moneylender        

Role of SHPI in SHG formation, nurturing

Stages in growth of a group and role of SHPI in each stage

Training of SHGs , Networking with bank and Govt. agencies

Withdrawal strategies

NABARD's role in linkage programme of SHGs

Initial study of NABARD and Policy support of RBI and NABARD

Salient features of the project - support to NGOs

Experience so far - India and International

Benefits to banks in lending through SHGs , Recent policy changes

Essentials of case study method

Definition of case study

Relevance of case study in SHG

Features of good case study

Practical tips to preparation and running a case

Field visit

To study the functioning of SHG, NGO and linkage with bank

Field visit report presentations

Analyzing strengths and weaknesses of SHGs

Developing a check list for assessment

Assessment  & Financing of SHGs

1. Models of linkage, Appraisal of credit limit, Type of credit, Terms of credit

Operational aspects in financing

Legality of groups, Financing of defaulters, Financing under Govt. sponsored programme, Stipulation of service area norms, Reporting under SAMIS , Refinance from NABARD ,Monitoring of SHGs

Designing and conducting of training programmes

Day

Session

Topics

Methodology

I

1

Inauguration, Experience sharing, Programme expectation

2

Genesis of SHGs

Experience sharing; Lecture and discussion

3 & 4

Formation and Functioning of SHGs

Lecture

II

1

Role of SHPI in SHG formation, nurturing

Interface discussion with NGO

2

NABARD's role in linkage programme of SHGs

Lecture

3

SHG movement as a business proposition

Case Study

  4

Essentials of case study method

Lecture & discussion and case study

III

1 to 4

Field visit

IV

1

Field visit report presentations

Lecture/ group discussion

2 & 3

Assessment of SHGs

Case study

4

Assessment of NGOs, SHG federations

Case exercise

V

1

Operational aspects in financing of SHG

2&3

Designing and conducting of training programmes

Lecture and discussion

4

Evaluation & Valediction

Name of the programme

Trainers' training Programme on SHG Linkage [other than bank faculty]

Objective

To develop trainers convinced on SHG philosophy who will be able to design and conduct need based training programmes on SHGs.

Target  Trainees

One who has conviction, knowledge, field exposure, attitude  and good communication skills.

From NABARD: DDMs, DDOs, MCI Cells, Nominee Directors  on the Boards of RRBs,

From RRBs : Women Development Cells, SHG Cells & Key Persons.

From Coops : ACSTIs/ STCs/ ICMs

Expected number of participants

15-20

Identification of participants

By   NABARD, RRBs, Coop Banks, DLBC/SLBC Meetings,

Duration

5    days  [residential]

Organised by

NABARD/ RRBs/ Coops in association with BIRD, Trainer NGOs/ Training Establishments

Location

In campus. BIRD, Training Establishments, Trainer NGOs having facilities.

Training methods

Lectures

Interactions/interface

Semi-structured interviews

Field visit

Group Discussions

Experience sharing

Case study

Video

Action planning

Broad Contents

Experience sharing, Programme expectations

Overview of mF sector- SHG Concept and  functioning of groups

Genesis of SHGs- Existing development paradigm -Efforts of banks in lending to poor and problems therein- Problems of poor in accessing credit -Group approach to development of poor - Reasons and benefits-Formation and Functioning of SHGs

Formulation of Bye-laws -Need for bye-laws -Procedure for framing bye-laws -Aspects of group functioning -Savings, Meeting, Credit, Common Fund, Penalty, Peer pressure  Management of SHGs , Leadership , Books of accounts, decision making -Impact of SHGs- social and economical

Adult learning and training techniques

People learn what they want- maximizing learning    through personal experience- learning is the discovery of personal meaning and relevance of ideas- learning through self realisation- learning  is a cooperative process between trainees and trainer and also among trainees- learning is an evolutionary process through free, open communication and trust in self- participants are free to express ideas- not dominated by trainer

NABARD's role in linkage programme of SHGs

Initial study of NABARD and Policy support of RBI and NABARD Salient features of the project - support to NGOs Experience so far - India and International Benefits to banks in lending through SHGs .  Involvement of NABARD and guidelines of RBI/NABARD

Recent policy changes

Essentials of case study method

1. Definition of case study
2. Relevance of case study in SHG
3. Features of good case study
4. Practical tips to preparation and running a case
5. Briefing for field visit

Field visit

1. To study the functioning of SHG,   NGO and linkage with bank and to make training need assessment.

Assessment of SHGs/ NGOs

Analysing strengths and weaknesses of SHGs, Developing a check list for assessment, Models of linkage, Appraisal of credit limit

Type of credit, Terms of credit

Designing course modules

Day

Session

Topics

Methodology

I

1

Experience sharing, Programme expectation

2

Genesis of SHGs

Lecture

3 & 4

Formation and Functioning of SHGs

Lecture

II

1

Role of SHPI in SHG formation, nurturing

Interface discussion with NGO

2

NABARD's role in linkage programme of SHGs

Lecture

3

SHG movement as a business proposition

Case Study

  4

Designing and conducting training programmes

Lecture and discussion and case study

III

1 to 4

Field visit

IV

1

Field visit report presentations

Lecture/ group discussion

2 & 3

Assessment of SHGs

Case study

4

Assessment of NGOs, SHG federations

Case exercise

V

1&2

Various training methods- lectures, case studies etc

3

Mock training session- trainees to make presentation in small groups on identified topics relating to SHG bank linkage

Role play

4

Action plan