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1.
Introduction :
Chilli (Capsicum annuum) belongs to the genus Capsicum
under Solanaceae family. The Chilli plant is a white flowered, dark green or
purple leaved plant that grows upto 1.5 m in height. It is also called as hot
pepper, cayenne pepper, sweet pepper etc. Five species of Capsicum are under
cultivation, though a number of wild species have been identified recently. In
India, only two species viz. Capsicum annuum and Capsicum frutescens are known and most of the cultivated varieties belong to the species Capsicum
annum. The native home of chilli is considered to be Mexico with secondary
origin of Gautemala. Chilli was introduced in India by the Portugese in Goa in
the middle of 17th century and since then it had rapidly spread throughout the
country.
Chilli besides imparting pungency and red colour to the
dishes, is a rich source of vitamin A, C and E and assists in digestion.
Recently, Russian scientists have identified Vitamin P in green chilli which is
considered to be important as it protects from secondary irradiation injury. The
pungency in chilli is due to an alkaloid capsaicin which has high medicinal
value. Capsaicin has many medicinal properties, especially as an anti-cancerous
agent and instant pain reliever. It also prevents heart diseases by dilating
blood vessels. Capsicum pigment is incorporated in poultry feed. In Mexico,
pigments are concentrated and blended in feed mix for chicken. This gives a
reddish tint to the chicken meat, which is more valued. It is believed that
yolks of eggs of such chicken are also more coloured and healthy looking. Almost
80 percent of the capsaicin in chilli is in its seeds and membranes.
Chilli is an important ingredient in day to day curries,
pickles and chutnies. Oleoresin, sauce and essence are prepared from chilli.
Chilli is used in various forms; as raw fresh green chopped chilli ; or ground
to a paste, broken split or whole form. To preserve chilli for longer time it is
pickled or sun-dried to get a "red" coat chilli which when powdered is
used in pinch to get the desired level of pungency.
2. International Scenario :
The world area and production of chilli is around 15 lakh ha
and 70 lakh tonne respectively. Major chilli growing countries are India, China,
Pakistan, Indonesia, Korea, Turkey and Sri Lanka in Asia; Nigeria, Ghana,
Tunisia and Egypt in Africa; Mexico, United States of America in North &
Central America; Yugoslavia, Spain, Romania, Bulgaria, Italy and Hungary in
Europe and Argentina, Peru and Brazil in South America. India is the world
leader in chilli production followed by China & Pakistan. The bulk share of
chilli production is held by Asian countries. The major consumers of chilli in
the world are India, China, Mexico, Thailand, United States of America, United
Kingdom, Germany and Sweden. The major chilli exporting countries with their
percentage share in world total exports are India (25 %), China (24 %), Spain
(17 %), Mexico (8 %), Pakistan (7.2 %), Morocco (7 %) and Turkey (4.5 %). The
world trade in chilli account for 16 % of the total spice trade in the world,
occupying second position after black pepper. The major chilli importing
countries are United Arab Emirates, European Union, Sri Lanka, Malaysia, Japan
and Korea.
3. National Scenario :
India is a major producer, exporter and consumer of chilli.
The area and production of chilli in the country is 6.81 lakh ha and 10.09 lakh
tonne. The major states growing chilli in the country are Andhra Pradesh,
Gujarat, Karnataka, Madhya Pradesh, Maharashtra, Orissa, Rajasthan, Tamilnadu,
Uttar Pradesh, West Bengal etc. The productivity is high in the States of Andhra
Pradesh, Tamil Nadu etc., where chilli is grown under irrigation than in
Maharashtra and Karnataka, where the crop is raised mainly under rainfed
situations. The major chilli growing districts of the country are Dharwad in
Karnataka, Nagpur in Maharashtra and Prakasam, Khammam, Guntur and Warangal in
Andhra Pradesh. Andhra Pradesh ranks first both in area and production.
The state wise area (ha) and production (t) of chilli during
2005-06 (provisional) and major chilli growing tracts in the country are given
in Table 1 and 2 respectively.
Table 1. State wise Area and Production of chilli in India
Name of the State |
Area (ha) |
Production (t) |
Andhra Pradesh |
171450 |
537710 |
Andaman & Nicobar |
388 |
878 |
Arunachal Pradesh |
2168 |
2646 |
Assam |
14690 |
9490 |
Bihar |
3093 |
3089 |
Chattisgarh |
6510 |
3600 |
Gujarat |
31650 |
37840 |
Himachal Pradesh |
740 |
200 |
Jammu & Kashmir |
996 |
1006 |
Karnataka |
69880 |
94500 |
Kerala |
- |
1192 |
Madhya Pradesh |
46660 |
42480 |
Maharashtra |
99300 |
51214 |
Manipur |
6490 |
3890 |
Meghalaya |
600 |
3000 |
Mizoram |
1400 |
1190 |
Nagaland |
600 |
3000 |
Orissa |
75120 |
63290 |
Punjab |
9882 |
15888 |
Rajasthan |
17720 |
17530 |
Tamilnadu |
49033 |
31830 |
Tripura |
1940 |
2910 |
Uttar Pradesh |
17340 |
16119 |
Uttarakhand |
2006 |
4262 |
West Bengal |
51957 |
60727 |
Total |
681613 |
1009481 |
Source : Spices Board,
Kochi
Table 2. Major chilli growing tracts of the country
State |
Major chilli growing tracts |
Andhra Pradesh |
Guntur, Warangal, Khammam, Prakasam, Krishna,
Hyderabad, Nizamabad, Cuddapah, Rajamundry and Nellore |
Karnataka |
Dharwad, Mysore, Hassan, Bangalore, Bellary,
Ranibennur, Hubli, Gadag and Byadgi |
Maharashtra |
Nagpur, Nasik, Ahmednagar, Solapur, Aurangabad, Nanded,
Amravati |
Punjab |
Amristar, Nabha, Patiala |
Uttar Pradesh |
Bareily and Khurja |
Tamilnadu |
Coimbatore, Ramanathapuram, Tuticorin, Tirunelveli,
Virudunagar, Kanayakumari, Madurai, Salem, Tiruchi, Villupuram and
Cuddalore districts |
West Bengal
|
Murshidabad, South & North 24 Parganas, Nadia,
Coochbehar, Jalpaiguri, East & West Midnapore districts |
Indian Chilli is mainly exported to Bangladesh, Bahrain,
Israel, Japan, Malaysia, USA and UAE.
Even though exact area and production details on organic
chilli in the country is not available, it is known that organic chilli is
cultivated in some areas of tribal region of Khandamal Orissa, hills of
Uttarakhand and in some parts of Tamilnadu as well as Maharashtra. In
Uttarakhand, organic chilli is being grown in the bio villages identified by
the Directorate of Agriculture in various districts. Even though the area
under certified organic chilli at present is small, the same is likely to go
up due to preference by the farmers.
4. Status of Chilli in Uttarakhand :
The area and production of chilli in Uttarakhand as on 31
March 2005 is to the tune of 2005 ha and 4262 t. In terms of area and
production, Uttarakhand may not be in the top of the chilli growing states in
the country, but chilli of Uttarakhand has a special place owing to their colour
and pungency. The district wise area and production under chilli is given in
Table 3.
Table 3. District wise area and production of chilli in
Uttarakhand
Sl. No. |
District |
Area (ha) |
Production (t) |
1 |
Nainital |
129 |
690 |
2 |
Udhamsingh Nagar |
215 |
1207 |
3 |
Almora |
367 |
821 |
4 |
Bageshwar |
126 |
143 |
5 |
Pithoragarh |
29 |
41 |
6 |
Champawat |
145 |
156 |
7 |
Dehradun |
99 |
100 |
8 |
Pauri Garhwal |
172 |
192 |
9 |
Tehri Garhwal |
130 |
135 |
10 |
Chamoli |
120 |
124 |
11 |
Rudraprayag |
182 |
217 |
12 |
Uttarkashi |
175 |
316 |
13 |
Haridwar |
116 |
120 |
| |
TOTAL |
2005 |
4262 |
Areas in Betalghat block of Nainital district, Sult and
Syaldeh blocks of Almora district, Beironkhal block of Pauri Garhwal district
and Lohaghat of Champawat district are the major chilli growing pockets of the
State. Chilli of Betalghat and Lohaghat command premium price in the market for
their very high levels of pungency which is evidenced by high values of Scoville
Heat Units, a method to express the capsaicin content in chilli.
5. Organic Farming :
Organic farming is a crop production method respecting the
rules of the nature. It maximises the use of onfarm resources and minimises the
use of off-farm resources. It is a farming system that seeks to avoid the use of
chemical fertilisers and pesticides. In organic farming, entire system i.e.
plant, animal, soil, water and micro-organisms are to be protected. The
guidelines for organic farming is enclosed in Annexure 1.
6. Organic production of Chilli :
6.1 Climate
Chilli requires a warm and humid climate for its best
growth and dry weather during the maturation of fruits. Chilli crop comes up
well in tropical and sub-tropical regions, but it has a wide range of
adaptability and can withstand heat and moderate cold to some extent. The crop
can be grown over a wide range of altitudes from sea level upto nearly 2100 m
above MSL. It can be grown throughout the year under irrigation. It can be
grown successfully as a rain-fed crop in areas receiving an annual rainfall of
850-1200 mm. Heavy rainfall leads to poor fruit set and in association with
high humidity leads to rotting of fruits. Pungent chilli are susceptible to
frost. A temperature ranging from 20-25°C is ideal for chilli. In chilli
fruit development was found to be adversely affected at temperatures of 37°C
or more. High temperature associated with low relative humidity at flowering
increases the transpiration resulting in shedding of buds, flowers and small
fruits.
6.2 Soil
Chilli can be grown in a range of soils, but black soils
which retain moisture for long periods are suitable for rainfed crop whereas
well drained soils, deltaic soils and sandy loams are good under irrigated
condition. However, in hills of Uttarakhand, chilli are grown in a wide range of
soils ranging from sandy to clay loam mixed with gravel and coarse sand.
6.3 Maintenance of buffer zone
For organic cultivation of chilli, a buffer zone of 7.5 - 15
m is to be left all around the conventional farm, depending upon the location of
the farm. The produce from this buffer zone shall not be treated as organic.
6.4 Land Preparation
Land is prepared to a fine tilth by thorough ploughing /
digging. Two to three ploughings are done to bring the soil to fine tilth.
Stones and gravel are to be removed. In case of direct sowing, three to four
ploughings are undertaken and sowing is done along with the last ploughing. The
soil can be treated with azatobacter or azospirillum @ 1-1.25 kg mixed with 50
kg of farm yard manure and the same may be broadcast in the field. Farm Yard
manure @ 4-6 t and 1-2 t of vermicompost can be added per acre.
6.5 Planting material
Chilli is propagated by seeds. For raising nurseries, seeds
of high yielding varieties with tolerance to pests and diseases may be used.
They should be carefully selected from certified organic farms or from own seed
plot which is raised organically. To start with, chemically untreated seeds from
local high yielding varieties could also be used, in the absence of organically
produced seeds.
6.6 Varieties
Pusa Sadabahar, Pusa Jwala and Pant C-1 are the chilli
varieties for cultivation in Uttarakhand. However, many of the farmers are
growing varieties procured from Pantnagar for long and even using their own
seeds.
6.7 Seed Treatment
Seeds should not be treated with any chemical fungicides or
pesticides. However, it is always beneficial to adopt indigenous practices for
seed treatment, wherever possible. The seeds may be treated with Trichoderma and Psuedomonas sp. @ 10 g per kg of seed to prevent incidence
of seedling rot in the nursery. The ideal time for raising nursery is February
- March in the hills of Uttarakhand. Transplanting would be done during the
months of April - May. 400 g of seeds would be sufficient for raising nursery
for transplantation in an area of acre.
6.8 Nursery Raising
Fresh seeds are sown in well prepared nursery beds. Although
it can be sown by broadcast method in the main field, transplanting method is
preferred for better quality and survival. The nursery bed is usually raised
from ground level and is prepared by thorough mixing with compost and sand.
Seeds treated with Trichoderma are sown and covered thinly using sand.
The seeds germinate in 5 to 7 days. About 40 - 45 days old seedlings are
transplanted in the main field.
6.9 Transplanting
40-45 days old seedlings are used for transplantation.
Transplanting is generally done during the April-May in the hills of
Uttarakhand. Seedlings are transplanted in shallow trenches / pits or on ridges
/ level lands. In some places, 60 cm x 60 cm or 45
cm x 30 cm or 30 cm x 30 cm spacing is also followed. However, a spacing of 60
cm x 30 cm with a plant population of about 22200 seedlings per acre or 45 cm x
45 cm with a plant population of 19750 per acre are considered optimum.
6.10 Direct Sowing
Direct sowing is practiced under rainfed conditions. For
direct sown crop, the seeds are drilled by the end of March or first week of
April. Seed rate is 2.5-3.0 kg per acre. After 30-40 days of sowing, thinning
and gap filling is done on a cloudy day.
6.11 Irrigation
Chilli cannot withstand heavy moisture. Hence irrigation
should be given only when necessary. Frequent and heavy irrigation induces
lanky vegetative growth and cause flower shedding. Plant growth, branching and
dry matter accumulation are adversely affected by excess irrigation. The
number of irrigation and interval between irrigation depends on soil and
climatic conditions. If the plants show drooping of leaves at 4 p.m., it is an
indication that irrigation is needed. Flowering and fruit development in
chilli are the most critical stages of water requirement. Normally chilli is
grown under rain-fed condition. However, under irrigated condition, care
should be taken to avoid using water contaminated with fertilizers, pesticides
and fungicides. Irrigation should be done judiciously. Stagnation of water
should not be allowed in nursery beds and fields in order to avoid fungal
infection.
6.12 Inter culture operations
Grown up seedlings raised by sowing through broadcasting
method or in line in ridges should be thinned out by hand 25 to 30 days after
sowing the seeds to maintain a plant population of about 30 to 60 plants/m2.
The plant density to be maintained finally may depend on the nature and
fertility of the soil. On marginal soil, the population is maintained high.
Generally two weedings/hoeings are required to keep the field free from weeds,
the first within 20-25 days of sowing and the other after 20-25 days of the
first weeding/hoeing. Wherever needed, depending on the weed growth one or two
more weedings may be taken up. Weeds
which attract pests should be allowed to grow in the field to act as trap and
removed before flowering. Earthing up is carried out as and when necessary.
Chilli can be cultivated organically as an inter or mixed crop provided all the
other crops are grown under organic methods. It is desirable to include a
leguminous crop in rotation with chilli.
6.13 Manuring
Organic manures such as farmyard manure is applied @ 4
t/acre. However, it is always advisable to use compost/farmyard manure from own
farm rather than from outside the farm. Restricted use of permitted mineral
fertilizers under organic system can be done depending on requirement, on the
basis of soil analysis. Use of bio-fertilizers can also be resorted to in
combination with organic inputs.
6.14 Plant protection
6.14.1 Pests
Thrips, mites, aphids, root grubs and pod borers are the
major pests in chilli. To avoid infestation of root grub, only well rotten
farmyard manure should be applied in the field. Application of neem cake @ 100
kg/acre is advisable for control of root grubs. Change in the agronomic
practices to disturb the life cycle of the grub is also found useful. To control
the infestation of root grub, light traps can be laid out from March. Grass can
be heaped at different places in the field and the grubs which accumulate in
these heaps may be collected in the early morning and destroyed. 400 g/acre of Beauvaria
bassiana may be broadcast in the field. Transplanting before first fortnight
of April also helps in reducing the incidence of root grub.
Application of neem seed kernel extract (NSKE) can be done
for control of thrips, aphids and mites. 10 kg of neem seed kernels may be
boiled in 15 l of water. 200 ml of this extract may be mixed in 15 l of water
and four to five sprays may be given to control sucking pests. Farmers also use
seed extracts of Bakaine (Melia azadirach) along with Bichoo Grass (Urtica
dioica) for control of pests. Release of larvae of Chrysoperla cornea,
a bio control agent, once in 15 days is also helpful in controlling thrips and
mites. Fruit (pod) borers are the major pests which cause considerable damage to
the crop. They can be managed to a certain extent by adoption of bio control
measures. Restricted installation of pheromone traps in the field @ 5 no. per
acre helps to monitor the adult moths. Ten days after spotting the moths in the
traps, 4-5 spraying with Nuclear Polyhedrosis Virus (NPV) @ 200 LE (larval
equivalent)/acre is beneficial to control the early larval stage of the pod
borers. The egg masses of Spodoptera borer can be mechanically collected and
destroyed. Trichogramma, an egg parasite, may be released two days after
appearance of moths. Spraying of neem products like neem oil, neem seed kernel
extract and restricted use of Bacillus thuringiensis @ 0.4 kg/acre are
beneficial. All the shed fruits and part of inflorescence should be collected
and destroyed at regular intervals.
6.14.2 Diseases
Fruit rot & Die back caused by Colletotrichum capsici and bacterial wilt are the two major diseases of chilli. Bacterial leaf spot,
powdery mildew and mosaic disease (caused by virus) are the major diseases of
chilli. Careful seed selection and adoption of phytosanitary measures will check
the diseases of chilli. Early removal of affected plants will control the spread
of the diseases. Seed treatment with Trichoderma takes care of seedling
rot in nursery. Varieties tolerant to diseases should be used wherever the
disease is severe. Rouging and destruction of affected plants help in checking
the mosaic virus. For effective disease control, 10 g of Trichoderma or Pseduomonas
sp. per litre of water should be used for spraying.
6.15 Harvesting
Chilli is highly perishable in nature. It requires more
attention during harvest, storage and transportation. Harvesting should be done
at the right stage of maturity. Dark green fruit should be plucked for preparing
chilli pickle. For dry chilli and for making chilli powder, picking should be
done when the fruit is dark red. Ripe fruits are to be harvested at frequent
intervals. Retaining fruits for a long period on the plants causes wrinkles and
colour fading. Crop is ready for harvesting in about 90 days after
transplanting. About 5-6 pickings are made for dry chilli and 8-10 pickings for
green chilli.
6.16 Growth Phases in Chilli
The crop duration of chilli is about 150-180 days depending
on variety, season and climate, fertility and water management. The growth of
chilli comprises of vegetative and reproductive phases. In general , the
vegetative phase in chilli extends to 75-85 days followed by 75-95 days of
reproductive phase. The vegetative phase is characterised by increase in plant
height with profuse branching. Heavy branching is preferred for better aeration
and sunlight infiltration into the canopy over compact varieties. This also
helps in preventing fruit rot. Flowering starts from 80-85 days of the crop or
40-45 days after transplanting. Chilli plant is an often cross pollinated crop
with 50% of natural crossing. For fruit development and maturity about 40 days
time is required after anthesis and pollination.
6.17 Yield
The yield of fresh chilli varies from 30-40 q/acre depending
on variety and growing conditions. Out of 100 kg of fresh fruits 25-35 kg of
dried fruits may be obtained. The yield of dry chilli is expected to be in the
range of 7.5 to 10 q/acre. However, in the present model, yield of 8 q/acre has
been assumed.
7.
Post Harvest Management :
7.1 Drying
Chilli on harvesting have a moisture content of 65-80%
depending on whether partially dried on the plant or harvested while still
succulent. This must be reduced to 8-10% to avoid microbial activity and
aflatoxin production. Traditionally, this has been achieved by sun - drying of
fruits immediately after harvesting, the most common practice in India,
without any special form of treatment. Soon after harvest, the produce is to
heaped or kept in clean gunnies for one day for uniform colour development of
the pods. The best temperature for ripening is 22-25°C and direct sun light
is to be avoided since this can result in the development of white patches.
The preparation of drying floor differs from tract to tract. Heaped fruits are
spread out in thin layers in the sun on hard dry ground or on concrete floors
or even on the flat roofs of houses, frequent stirrings are given during day
time in order to get uniform drying and thereby avoid discolouration or mould
growth. Levelled and compacted floor is to be made for drying. From the fifth
day onwards, the produce is inverted on alternate days so that the pods in the
lower layers are brought up to ensure quick and uniform drying. While drying,
the produce can be covered with polythene sheets during night time to avoid
dew deposition and resultant colour fading.
Since the produce is exposed to sun for 10-15 days in the
open yards, it is likely to get contaminated with foreign matter like dust and
dirt, damaged by rainfall, animals, birds and insects. Traditional method of
harvesting and sun drying involves poor handling of fruits resulting in
bruising and splitting. Bruises shows up as discoloured spots on pods,
splitting leads to an excessive amount of loose seeds in a consignment and
there is a considerable loss in weight and then in price. If the harvested
fruits are not properly dried and protected from rain and pests, it will loose
the colour, glossiness and pungency. The losses due to this method may range
from 30-40 % of the total quantity.
The produce can be dried within a period of 18 hours using
air blown drier keeping the temperature at 44o - 46o C.
This method not only saves time, avoids the drying operations for 10-15 days
but also imparts deep red colour and glossy texture to the fruits. Solar drier
and tray drier can be used. RRL (Jammu) has devised a Solar Drier for drying
chilli which effects complete drying of the commodity in 4-5 days with a
marked improvement in colour and storage characteristics. The gadget is very
simple and is made of mud, stone pebbles and glass panes and is specially
suited for rural areas. It can be conveniently constructed by village
artisans. With the extensive use of such solar driers, sizeable quantities of
red chilli can be produced in rural areas.
7.2 Grading & Packing
Grading is to be done to remove defective and discoloured
pods. All diseased, deformed and discoloured fruits should be removed before
marketing and storage. Well dried pods after removing the extraneous matters
like plant parts, etc. should be packed in clean, dry gunny bags and stored
ensuring protection from dampness.
7.3 Storage
Chilli should be properly stored to avoid infestation of
pests. Storage is a must for off-season consumption and marketing. While dry
chilli powder can be stored at home, green fruit has to be kept in cold
storage. It is preferable to store dried chilli in refrigerated condition
(cold storage) to retain colour. Dunnage has to be provided to stack the
packed bags to prevent moisture ingress from the floor. Care should be taken
to stack the bags at 50 –60 cm away from the wall. Storing chilli for longer
periods may lead to deterioration. However, if cold storage facilities are
used, the product may be stored for 8-10 months. Insects, rodents and other
animals should be effectively prevented from getting access to the premises
where chilli is stored.
7.4 Processing
Processed products such as dehydrated chilli, pickle,
powder, paste, sauce, etc., can be prepared for higher returns. Almost all
chilli growers sell it directly. The farmers will be in a position to get
better returns by value addition in the form of processed products. Hence,
farmers must be educated in the processing of chilli.
8. Linkages :
8.1. Technical guidance
Technical guidance for organic chilli cultivation is being
provided by Master Trainers at the block level working with the Department of
Agriculture. Service Providers of Uttarakhand Organic Commodity Board at the
district level also help these Master Trainers in guiding the farmers. Apart
from this, G B Pant University of Agriculture and Technology, Uttarakhand
Organic Commodity Board may also be approached for technical guidance and
marketing of the produce.
8.2 Export Oriented Production
Spices Board supports production, processing, certification
and marketing of organic spices. The Spices Board is also implementing the
scheme for Export Oriented Production during the XI Plan wherein assistance is
being provided for promotion of organic chilli under various programmes
indicated in Annexure II.
8.3 Supply Chain Management
At present, dry chilli are being marketed by the farmers
mostly in the village itself to traders. Some of the farmers sell dry chilli
at Ramnagar and Haldwani mandies. Chilli is one of the major commodity traded
in Ramnagar market. Since the chilli of the target area commands premium price
due to their pungency, marketing has not been a problem for the farmers. The
movement in chilli prices is inversely related to the market arrivals. The
market arrival of chilli in the country is highest during the period of
May-September and lowest during October-November. Conversely, the price of
chilli is highest in October-December. The harvesting season in Uttarakhand
hills starts from September and extends upto November. The low market arrivals
during this period also helps the farmers of Uttarakhand to realise better
prices apart from their quality.
Organic Producers Groups (OPG) are formed in each of the
Bio Villages which are commodity specific. These groups are involved in
Production, Grading and Packaging of Organic Products. Master Trainers at
block level working with the Department of Agriculture give feedback to
Service Providers working with Uttarakhand Organic Commodity Board at a higher
level. Two nodal persons (Supply Chain Officers) in each region i.e. Kumaon
and Garhwal are placed for effective supply chain management.
Uttarakhand Organic Commodity Board has facilitated
marketing of organic chilli by bringing these organic producers groups in
contact with marketing partners registered with them. Buyers are directly
linked to these groups for procurement. Further, the Organic Producers Groups
are in the process of setting up Common Facility Centres for handling various
organic commodities.
9. Financial Aspects :
9.1 Sale Price
The income from chilli depends on the cost of cultivation,
yield and price of dry chilli. While the price fluctuates from Rs.40 - 90 per kg
depending on the season and also on the quality of the produce, in the present
model, a conservative price of Rs.50 per kg has been considered, even though,
the chilli from the Betalghat area commands premium price in the market owing to
high levels of pungency.
9.2 Cost of cultivation
In the present model, the cost of cultivation for development
of organic chilli in acre of land works out to be Rs.21500. This may be modified
to suit the local conditions taking into account the different techno-financial
parameters prevailing in the locality. The details of various costs and benefits
are presented in Annexure-III.
9.3 Margin
The percentage of margin / down payment to total cost of
development prescribed is 5, 10 and 15% for small, medium and large farmers
respectively. The rest of the cost of development will be provided as bank loan.
Margin considered in the present model is 10%.
9.4 Bank Loan
Bank loan of 85 - 95 % shall be available from the financing
institution. Bank loan considered in the model is 90%.
9.5 Rate of interest
The rate of interest to be charged to the ultimate borrower
would be guided by RBI guidelines issued from time to time. However, the
ultimate lending rate has been considered as 12 % for working out the
bankability of the model scheme.
9.6 Security
Banks are guided by RBI guidelines issued from time to time in this regard.
10. Conclusion :
The net income from organic cultivation of chilli is
Rs.17300/acre. The activity is technically feasible, financially viable and
bankable.
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