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RISK MANAGEMENT COMMITTEE

Dr. Harsh Kumar Bhanwala

Educational Qualifications:
 
Bachelor's degree in Dairy Technology (National Dairy Research Institute, Karnal); Post Graduate in Management (IIM, Ahmedabad); PhD in philosophy (Rohtak).
 
Professional Experience:
 
Dr. Bhanwala took over as the Chairman of NABARD on December 18, 2013. He comes with more than 25 years of rich work experience in renowned organizations such as India Infrastructure Finance Company, Ltd. (IIFCL), IL&FS Water Limited, and Delhi State Co-operative Bank Limited.  
At IIFCL, Dr. Bhanwala served as the Chairman and Managing Director for 6 months, and also as Executive Director for more than a year. As Chief General Manager at IIFCL, Dr. Bhanwala looked after two critical functions: Corporate Planning and Human Resource Development. He also spearheaded the Credit Enhancement initiative, a revolutionary initiative that aims to enable infrastructure projects to approach debt capital markets. 
At IL&FS Water Limited, Dr. Bhanwala served as Senior Vice President, undertaking project development work related to various water & waste water projects. In his role as Managing Director of Delhi State Cooperative Bank Ltd (DSCB), he spearheaded the turnaround of the organization (2000 to 2005). 
With his vast experience in the financial sector, Dr. Bhanwala brings deep expertise to NABARD in diverse areas, such as Financial Inclusion, Microfinance, Co-operative Credit Institutions, Rural Infrastructure Project Development and Project Appraisal related to Agricultural Projects.
 
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