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EXHIBIT – B
Agricultural Credit in India: Changing Regional Imbalances
A Research Study by EPW Research Foundation
State-Wise Agricultural Credit Outstandings for 32 years 1980 to 2011
(Data for Scheduled Commercial Banks)
State-wise data on agricultural credit outstandings in respect of 14
major states and three newly created ones have been analysed from or all
the years 1980 to 2011 in the body of the study report. The time series so
prepared could not be reviewed for these individual states separately through
the essential results have been discerned and presented in the study.
These individual state’s data have a mine of information revealing inter-
state diferereces in each state’s two-way classification: (i) agricultural credit
as percentage of states own total bank credit; and (ii) each state’s share in
agricultural credit in the form of percentage of all-India agriculture credit.
These proportions are done separately for agricultural loan accounts and
amounts of loans outstanding.
While the essential results have been analysed and presented in the
research study, there are a number of details which could be further studied.
The relevant statistical series are presented in the enclosed 15 statements for
the following states:
List of Statements:
Direct and Indirect Credit of Scheduled Commercial Banks to Agriculture for
the State of
1. ----
Punjab
9. --- Jharkhand, Chhattisgarh
and
Uttaranchal
2. --- Rajasthan
10. --- Gujarat
3. --- Assam
11. ---
Maharashtra
4. --- Bihar
12. ---Andhra Pradesh
5. --- Orissa
13. --- Karnataka
6. --- West Bengal
14. --- Tamil Nadu
7. --- Madhya Pradesh
15. --- Kerala
8. ---
Uttar Pradesh
