314
Annexure N: Indirect Institutional Credit For Agriculture And Allied Activities
(Rupees crore)
Year
Loans Issued
Loans Outstanding
Co-
Operatives
SCBs RRBs SCBs+
RRBs
REC
Total Per cent
to GDP
Co-
Operatives
SCBs RRBs SCBs+
RRBs
REC
Total Per cent
to GDP
1
2
3 4
5
6
7
8
9
10 11
12
13
14
15
1971-72
325
-
-
36 361
135 172 -
62 369 1.9
1972-73
487
-
-
49 536
141 190 -
112 443 2.1
1973-74
431
-
-
51 481
198 212 -
163 572 2.1
1974-75
512
-
-
78 590
295 280 -
241 816 2.7
1975-76
557
-
-
76 633
237 302 -
316 854 2.9
1976-77
615
-
2
88 705
257 350 -
400 1006 3.3
1977-78
569
-
3
112 684
380 511 -
503 1395 3.9
1978-79
835
-
6
155
-
481 634 -
638 1752 4.7
1979-80
895
-
-
166
-
343 733 13 746 781 1870 4.9
1980-81
1154
-
-
183
-
638 998 16 1014 932 2584 5.3
1981-82
1497
-
9
192
-
840 1158 21 1180 1089 3109 5.7
1982-83
1956
-
8
252
-
1338 1310 23 1333 1293 3964 6.7
1983-84
2400
-
9
303
-
1700 1392 27 1419 1494 4613 6.6
1984-85
2993
-
8
327
-
2195 1459 30 1490 1675 5359 7.1
1985-86
3744
-
-
355
-
2886 1366 33 1400 1921 6206 7.6
1986-87
1864
-
-
440
-
2132 1424 34 1458 2292 5882 6.8
1987-88
2453 266 11 277 655 3384 3.5
2313 1510 35 1546 2829 6687 6.9
1988-89
1942 194 11 205 805 2951 2.5
2382 1541 44 1585 3458 7424 6.2
1989-90
1688 207 10 217 713 2618 2.0
2230 1429 48 1477 3959 7666 5.8
1990-91
1727 200 9 209 709 2645 1.7
2355 1189 24 1213 4524 8092 5.2
1991-92
2002 198 7 205 588 2795 1.5
2487 1433 39 1472 4875 8834 4.9
1992-93
2073 158 5 162 474 2709 1.3
2591 1552 40 1592 5175 9391 4.6
1993-94
10076 332 0 333 692 11101 4.7
13412 2099 33 2132 5655 21199 9.0
1994-95
12337 583 0 583 967 13887 5.1
16517 2866 33 2899 6192 25607 9.5
1995-96
17371 1036 1 1037 829 19237 6.5
17406 3674 35 3719 6629 27744 9.4
1996-97
18927 1271 1 1271 787 20986 5.9
19704 4986 49 5035 7151 31890 9.0
1997-98
19972 1904 6 1911 1093 22976 6.1
20817 6335 13 6348 7799 34963 9.3
1998-99
20818 1997 8 2005 2203 25026 5.8
22022 8117 25 8142 8842 39006 9.1
1999-00@ 82186 3431 7 3438 3051 88675 19.5
67361 12968 29 12997 12189 92547 20.3
2000-01
91337 3967 .
3967 4109 99413 21.6
79567 18825 . 18825 14185 112578 24.4
2001-02
84092 7990 .
7990 4722 96803 19.4
89092 18238 . 18238 15936 123266 24.7
2002-03
92152 6261 .
6261 6607 105019 21.6
92920 23690 . 23690 16506 133116 27.4
2003-04
93566 8936 .
8936 6017 108519 19.9
102307 28520 . 28520 18305 149132 27.4
2004-05
114132 21728 . 21728 7441 143301 25.3
110132 36071 . 36071 21062 167265 29.6
2005-06
122067 27751 . 27751 7489 157307 24.7
119932 57175 . 57175 24564 201671 31.6
2006-07
135740 38766 . 38766 10733 185239 25.6
136392 82564 . 82564 31262 250218 34.6
2007-08
145778 40278
40278 12953 199009 23.8
147982 93443
93443 38615 280040 33.5
2008-09
73721
73721 17157
110702
110702 50653
2009-10
82839
82839 21132
145554
145554 65979
2010-11
24519
146923
81725
SCBs Scheduled Commercial Banks. RRBs: Regional Rural Banks. REC: Rural Electrification Corporation Ltd.
@ Since 1999-2000, the data are strictly not comparable with the earlier years as it covers not only PACS but also SCARDBs &
PCARDBs, while the earlier period covers PACS only
Data for loans from co-operatives since 1993-94 are not strictly comparable with the earlier period as many defaulters became non-
defaulters with the implementation of Agricultural and Rural Debt Relief (ARDR) Scheme resulting in an increase in the assistance from
banks; introduction/stabilisation of Lead Bank Returns (LBR); increase in the number of banks as also increase in the awareness and
consequent improvement in the data maintainance and reporting system at the field level, resulting in an increase in the amount of
loans reported in subsequent years.
Note :
1. Data up to 1990-91 pertain to the period July-June and April-March thereafter. In case of SCBs, data for all the years pertain
to July-June period.
2. RRBs came into existence in 1975-76.
Source:
RBI (2012), Handbook of Statistics on the Indian Economy 2011-12
