NABARD - Agricultural Credit in India-Trends, Regional Spreads and Database Issues - page 5

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C O N T E N T S
Page No.
1. Preface and Acknowledgements ………… v
2. Foreword ………… vi
3. List of Text Tables ………… x
4. Charts ………… xiv
5. Boxes ………… xv
6. Exhibits ………… xv
7. List of Annexures ………… xvii
8. Acronyms ………… xix
9. Introduction ………… 1
10. Myriad Challenges Facing the Agriculture Sector in India: A Perspective ………… 6
11. Importance Assigned to the Role of Institutional Finance for Agricultural
Development: Historically and in the Contemporary Policy Framework ………… 40
12. Trends in Bank Credit for Agriculture: A Report Card on the
Performance of Scheduled Commercial Banks ………… 50
13. Total Flow of Ground-Level Credit for Agriculture from All Institutional
Agencies ………… 135
14. An Interesting Story of Rural Infrastructure Development Fund (RIDF):
A Critical Review ………… 181
15. Kisan Credit Card – An Innovation in Agricultural Lending and an
Instrument of Financial Inclusion ………… 201
16. Complex Demand-Side Issues and the Ground Reality ………… 211
17. Branch Banking: A Costly Neglect and the Imperatives of Resurrecting
the Rural Financial Architecture ………… 227
18. Need for Reinvigorating the Lead Bank Scheme for Integrating the
Processes of Financial Inclusion with those of Development Plans for
Inclusive Growth ………… 242
19. Agricultural Insurance, Risk-Preventive Measures and Remote Sensing
for Crop Surveillance as Effective Alternatives to Loan Waivers and
other Short-Term Palliatives for Farmers’ Distresses ………… 248
20. Conclusions and Policy Implications ………… 256
References ………… 271
Annexures ………… 279
Exhibits ………… 367