 
          “SHG
        
        
          S
        
        
          ,
        
        
          SAVING
        
        
          FOR
        
        
          THE
        
        
          PRESENT
        
        
          ,
        
        
          SECURING
        
        
          THE
        
        
          FUTURE
        
        
          ”
        
        
          [ 64 ]
        
        
          Footnotes
        
        
          Von Grebmer, K., Bernstein, J., De Waal, A., Prasai, N., Yin, S. and Yohannes, Y. (2015) 2015 Global Hunger Index:
        
        
          Armed Conflict and the Challenge of Hunger. Bonn, Washington, DC and Dublin: Welthungerlife, International Food Policy
        
        
          Research Institute, and Concern Worldwide.
        
        
          Detailed progress report can be obtained in 2015 Millennium Development Goals: India Country Report , Ministry of
        
        
          Statistics and Implementation, Government of India (
        
        
        
          )  and 2015 India and MDGs: Towards a
        
        
          Sustainable Future for All, United Nations (
        
        
        
           both accessed on 8 June 2017.
        
        
          Prepared jointly by the African Development Bank, Asian Development Bank, European Bank for Reconstruction and
        
        
          Development, European Investment Bank, Inter-American Development Bank, International Monetary Fund, and World
        
        
          Bank Group in April 2015.
        
        
          Groups are known with several other names such as credit management groups (CMGs), though SHG evolved as the generic
        
        
          name.
        
        
          Sa-Dhan, 2016. The Bharat Microfinance Report 2016. New Delhi, Sa-Dhan.
        
        
          Sa-Dhan, 2016. op.cit.
        
        
          For elaborate discussion of financial inclusion and its impact on SDGs, see Klapper, Leora,  Mayada El-Zoghbi, and Jake
        
        
          Hess, 2016. Achieving the Sustainable Development Goals: The Role of Financial Inclusion, CGAP.
        
        
          Puhazhendhi, V. and K.J.S.Satyasai, 2000. Microfinance for Rural People: An Impact Evaluation, NABARD, Mumbai.
        
        
          National Council of Applied Economic Research (NCAER), 2007. Impact and Sustainability of SHG Bank Linkage
        
        
          Programme, GTZ-NABARD, New Delhi.
        
        
          Hannover, Wolfgang and Dr. Klemens van de Sand, 2008. Microfinance and MDGs – Impact and Assessment: Impact and
        
        
          Assessment of Achievements towards Reaching the Millennium Development Goals, Rural Finance Programme, GTZ and
        
        
          NABARD, New Delhi.
        
        
          International Institute of Health Management Research (IIHMR), 2012.  Appraisal of save a mother -Effective Social
        
        
          persuasion Platform (ESP) in Amethi, UP, India, Delhi.
        
        
          NCAER, 2007.  op. cit.
        
        
          Badatya, K.C., B.B.Wadavi and S.Ananthi, 2006. Microfinance for Microenterprises: An impact Evaluation Study of Self
        
        
          Help Groups, NABARD, Andhra Pradesh.
        
        
          Satyasai, K J S, B.B.Sahoo and Smita N. Badajena, 2014. Whither Graduation of SHG members? An Exploration in Karnataka
        
        
          and Odisha, NABARD Research Studies -1, Department of Economic Analysis and Research (DEAR), NABARD, Mumbai.
        
        
          Abraham, Dimple Tresa, 2013. Performance of Micro-Enterprises of SHG Entrepreneurs, Ph.D. Thesis submitted to Gokhale
        
        
          Institute of Politics and Economics, Pune.
        
        
          Satyasai, K.J.S. and B.Jayaraman, 2009. Microfinance in India: Issues in Sustainability.  Journal of Microfinance, Vol 1(1),
        
        
          Banker Institute of Rural Development, Lucknow.
        
        
          Satyasai et al, 2014. op. cit.
        
        
          Satyasai, K.J.S., 2003. ‘Microfinance in India: progress and Perspectives’, in NCAP, 2003.  Institutional Change in Indian
        
        
          Agriculture (Ed. Suresh Pal, Mrutyunjaya, P.K.joshi and Raka Saxena).
        
        
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