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in total disbursements has steadily risen from 1.8% in 1999-2000 to 8.0% in
2010-11. The other underdeveloped state to achieve some fractional gain is
Uttar Pradesh; its share, which was 17.2% in 1995-96, reached 22.4% in 2004-
05 but slipped thereafter to 19.9% in 2010-11. On the other hand, Madhya
Pradesh is a major state that has lost in the credit share, from 15.7% in 1999-
2000 to 7.1% 2010-11 (Table 5.16).
Essentially, there were 14 major states in which farm credit from
cooperatives historically played a significant role. As shown in Table 5.17,
these were the states in which cooperatives had proportions of total credit
ranging from 28% to 75%. The average for 14 states was something like 47.6%
which had been sustained until 1990-2000 but thereafter there has been
rapid declines in the share of cooperatives; the average fell to 29% in 2004-
05, to 19% in 2007-08 and to just 15% in 2010-11. The western region states
of Maharashtra and Gujarat, as is widely known, have continued to enjoy
significant roles for cooperatives, with the share in farm credit being fairly
high at 23%% each when the average for major states was 15%. The highest
cooperative sector share has been for Orissa (36.9% in 2010-11) followed by
Punjab (32.5%); Haryana (25.5%) and Madhya Pradesh have also been having
fairly high shares and cooperative credit. Amongst the southern states, Kerala
(18.2%) tops the list followed by Karnataka (15.2%). Practically every state has
experienced steep decline in the importance of cooperative credit in total farm
credit. Abismally small shares are now experienced by Bihar (4.6%), Tamil
Nadu (6.5%) and Andhra Pradesh (10.7%).
Table 5.16: Regional Pattern of RRBs Disbursements: Percentage Share in Total
Regions/Year
1995-96 Per cent to Total
2005-06 Per cent to Total
Northern Region
156
11.0
2498
16.4
(3.4)
(5.0)
North-Eastern Region
10
0.7
110
0.7
(19.7)
(11.8)
Eastern Region
105
7.4
1155
7.6
(7.6)
(9.5)
Central Region
305
21.4
4399
28.8
(8.6)
(19.0)
Western Region
100
7.0
706
4.6
(2.3)
(2.7)
Southern Region
706
49.6
6354
41.6
(8.6)
(10.0)
All-India Total
1423
100
15271
100
