170
Madhya Pradesh, Uttar Prdesh, Maharashtra, Tamil Nadu and Kerala, have
relatively high proportions of term credit in total farm credit (Table 5.18).
And these proportions have sharply declined over years. Seven other states,
namely, Haryana (10.9%), Bihar (6.8%), Orissa (2.5%), Gujarat (7.3%), Andhra
Pradesh (7.0%) and Karnataka (10.1%) have very low term credit share.
Concurrent Role of RRBs
Annexure R presents a break-up state-wise, separately for cooperatives
and RRBs, which are available only up to 2004-05.
It is interesting that important roles played by RRBs in rendering crop
loans and investment credit have occurred generally in the very states which
have a significant presence of cooperatives. As shown in Table 5.19, the ten
cooperatively advanced states, namely, Haryana, Punjab, Rajasthan, West
Bengal, Orissa, Madhya Pradesh, Uttar Pradesh, Gujarat, Maharashtra and
Kerala identified above also have generally enjoyed high proportions of RRB
lendings in the form of crop loans. The states where cooperatives have become
weak but RRBs have filled the gap are Assam, Bihar, Andhra Pradesh and
Karnataka.
Table 5.18: States with Relatively High Levels of Co-operative Credit -
Crop Loans Vs Investment Credit
(
`
crore)
States
1999-2000
2004-05
Production
Credit
Investment
Credit
Production
Credit
Investment
Credit
Haryana
2050 (89.4)
244 (10.6)
3851 (89.1)
470 (10.9)
Punjab
1891 (85.2)
329 (14.8)
4041 (86.3)
641 (13.7)
Rajasthan
837 (76.0)
264 (24.0)
1863 (87.5)
266 (12.5)
Assam
0.2
(1.2)
12
(98.8)
10
(82.7)
2
(17.3)
Bihar
37 (75.6)
12
(24.4)
274
(93.2)
20
(6.8)
Orissa
426 (91.2)
41
(8.8)
947
(97.5)
24
(2.5)
Madhya Pradesh
964 (87.8)
134 (12.2)
1676 (84.5)
308 (15.5)
Uttar Pradesh
999 (64.8)
543 (35.2)
1514 (70.9)
621 (29.1)
Gujarat
1216 (86.5)
190 (13.5)
2432 (92.7)
191 (7.3)
Maharashtra
1982 (76.8)
599 (23.2)
2798 (87.8)
390 (12.2)
Andhra Pradesh 1434 (77.2)
423 (22.8)
1932 (93.0)
145 (7.0)
Karnataka
972 (83.9)
187 (16.1)
1120 (89.9)
126 (10.1)
Kerala
666 (82.0)
146 (18.0)
1683 (87.1)
249 (12.9)
Tamil Nadu
1092 (80.9)
257 (19.1)
1972 (88.0)
268 (12.0)
All-India
14845 (80.8)
3518 (19.2)
27157 (87.0)
4074 (13.0)
Note:
Figures within brackets are percentage shares of total co-operative credit.
Source:
See Annexure V. These data are not available beyond 2004-05
