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without having to take out a separate loan and pay the interest that it entails (Maurya,
2010).
We have organized the report into three sections. Section one comprises of introduction
and the relevant literature review (Chapter 1 and 2). In section two, we follow it up with
the research framework and the methodology of sampling in chapters 3, 4 and 5. We
finally analyze the data, drawing conclusions and policy analysis of the project and
present it as section three comprising of chapters six to sixteen. A few exemplar cases
have led to our recommendations are attached as annex.
