NABARD - Voluntary Savings in SHGs - page 3

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10.4 SHG member’s savings outside the SHG.......................................................................... 61
11.1 Introduction ....................................................................................................................... 63
11.2 Extent of Savings............................................................................................................... 63
11.3 Why high or low savings? ................................................................................................. 65
11.3.1 Why high Savings?.................................................................................................... 66
12.1 Introduction ....................................................................................................................... 70
12.2 Lessons for replication ...................................................................................................... 70
12.2.1 Need for innovation in savings products ................................................................... 70
12.2.2 Savings in Banks ....................................................................................................... 71
13.1 Savings and trust................................................................................................................ 72
13.1.1 Findings ..................................................................................................................... 72
13.1.2 Recommendations ..................................................................................................... 73
13.2 Extent of Voluntary Savings ............................................................................................. 73
13.2.1 Findings ..................................................................................................................... 73
13.2.2 Recommendations .......................................................................................................... 75
13.3 Extent of savings beyond the SHG.................................................................................... 75
13.3.1 Findings ..................................................................................................................... 75
13.3.2 Recommendations ..................................................................................................... 76
13.4 Management of voluntary savings..................................................................................... 76
13.4.1 Findings ..................................................................................................................... 76
13.4.2 Recommendations ..................................................................................................... 78
14.1 Has voluntary savings impacted SHG members?.............................................................. 80
14.2 Why do we need action?.................................................................................................... 80
14.3 What are the policy options? ............................................................................................. 81
References ................................................................................................................................... 100