THE INITIATIVE

• Promotion of Joint Liability Groups (JLGs)

THE BENEFICIARIES

• Socially and economically poor women in Rewari district, Haryana

THE CHALLENGE

• Unemployment and low income
• Social backwardness and prevalence of casteism
• Few options for economic freedom

THE SOLUTION

• NABARD roped in the Rewari District Cooperative Central Bank (DCCB) to form JLGs
• Loans of Rs 30,000 each were provided to JLG members for adopting livelihood options of their choice
• Constant follow-up and support was extended by both NABARD and DCCB in the early days

THE IMPACT

• Increase in the monthly income of women – in the range Rs 6,000 to Rs 8,000
• Loans have benefitted other family members as well
• Establishment of small-scale business units
• Visible sense of purpose among women beneficiaries