NABARD - Agricultural Credit in India-Trends, Regional Spreads and Database Issues - page 107

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and Chat 4.9, there is a consistent rise in the share of loans from institutional
agencies with the rise in the size class of holdings, and as an obverse, there is
fall in the share of loans from non-institutional agencies. Thus, the dependence
of small and marginal farmers on non-institutional agencies was as high as
57% to 77% in 2003.
Table 4.15: Incidence, Amount and Source of Indebtedness
by Land Holding Size, 2003
Size Class of
Land
Possesses
(Hectares)
Total
Households
(%)
Total
Indebted
Households
(%)
Incidence
of
Indebtedness
(%)
Amount
Outstanding
per Farmer
Houshold
[Rupees)
Loans from
Institutional
Agencies
(%)
Non
Institutional
Agencies (%)
< 0.01
1.4
1.3
45.3
6121
22.3
77.4
001 - 0.40
32.8
30.0
44.4
6545
43.3
56.7
0.41 - 1.00
31.7
29.8
45.3
8623
52.8
47.2
1.01 - 2.00
18.0
18.9
51.0
13762
57.6
42.3
Up to 2.00
83.9
79.9
46.3
8870
51.3
49.7
2.01 - 4.00
10.5
12.5
58.2
23456
65.1
35.0
4.01 - 10.00
4.8
6.4
65.1
42532
68.8
31.1
10.00 +
0.9
1.2
66.4
76232
67.6
32.4
All Sizes
100.0
100.0
48.6
12595
57.7
42.4
Source:
NSSO,
Situation Assessment Survey of Farmers, 2003
.
1...,97,98,99,100,101,102,103,104,105,106 108,109,110,111,112,113,114,115,116,117,...455
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