110
by banks; and second, there is the RBI’s
Basic Statistical Returns of Scheduled
Commercial Banks
(BSR). The latter is a more scientifically designed annual
survey conducted by the RBI, the data for which are directly obtained from the
bank branch ledgers of scheduled commercial banks individually and hence,
their quality is not influenced by the regional offices and head offices of banks.
An attempt has been made by us to reconcile the two sets of data: those data
on agriculture credit as reported by the special returns filed by banks and
published in detail in the Government of India’s
Economic Survey
each year
and those as reported by the Reserve Bank of India’s
Basic Statistical Returns
(BSR)
. Both are in the form of bank credit outstanding against agriculture and
allied activities. These comparable data are available only in respect of public
sector banks including RRBs. Table 4.29 makes a comparison of the two sets
of such data.
Table 4.29: Discrepancies in Priority Sector Data in Respect of Agriculture
Credit by Public Sector Banks
(No. of Accounts in Thousand & Amount in Rupee Crore)
Year
No of accounts
Amount Outstanding
Agriculture
Direct
Indirect
Agriculture
Direct
Indirect
Priority Sector Data As Per Economic Survey
Mar-00
16047 15754
293
45296
34247
11049
Mar-01
18753 18482
271
82156
38137
44019
Mar-02
15777 15291
486
58143
44019
14124
Mar-03
16765 16455
310
70502
51485
19017
Mar-04
18992 18750
241
84435
62170
22265
Mar-05
20171 19494
677
109917
83038
26879
Mar-06
23798 22079
1719
155219 112126
43093
Mar-07
25113 23746
1367
202614 144372
58242
Mar-08
28349 27908
441
248685 176135
72550
Mar-09
28814 28266
548
299415 217931
81484
Mar-10
31616 31015
600
372463 265826
106637
Mar-11
33910 33214
696
414973 300190
114783
BSR Data
Mar-00
19926 19621
305
42987
36538
6449
Mar-01
19229 18968
261
48720
41179
7541
Mar-02
19798 19211
587
60221
45197
15025
Mar-03
20256 19639
617
70635
55239
15395
Mar-04
20561 20025
537
88682
65000
23682
Mar-05
25583 25009
575
113552
87158
26394
Mar-06
27669 27090
578
158194 114070
44125
Mar-07
31959 31294
665
204020 154289
49731
Mar-08
35983 35391
592
237551 184951
52600
Mar-09
35762 35081
680
269565 211574
57991
Mar-10
39921 38199
1722
341035 259776
81259
Mar-11
43141 40890
2251
397051 325058
71994
Source:
Various issues of BSR and Government of India’s Economic Survey
