46
S
tate
of
I
ndia
’
s
L
ivelihoods
R
eport
2015
III. National urban livelihoods
mission
The National Urban Livelihoods Mission
(NULM) was launched in September 2013
under the 12th Five-Year Plan. The mission
replaced the then existing Swarna Jayanti
Shahari Rozgar Yojana (SJSRY). The focus
of NULM is on organising the urban poor
into SHGs and creating opportunities for
skill development leading to wage and self-
employment opportunities. The mission
also envisages focus on enterprises through
facilitation of bank credit to budding entre-
preneurs (Table 3.9). NULM is supposed to
cover all district headquarters, towns and
other towns with a population of 100,000
or more. Primarily, NULM targets the
urban poor and the urban homeless. The six
major components under NULM are social
mobilisation and institution development,
capacity building and training, skill training
and employment, self-employment, sup-
port to urban street vendors and shelter for
the urban homeless. It also supports inno-
vative and special projects and has planned
a robust monitoring and evaluation system.
NULM is a clone of NRLM in all key aspects
except in the profile of livelihood opportu-
nities which are different in urban areas.
Effectively, two years of review of NULM
are available for this report. The allocation
made under NULM in the last two years
was
`
9.50 billion (2013–14) and
`
10.03
billion (2014–15). Enterprises’ potential
in the urban areas has to be unleashed and
the urban local bodies have been chosen as
the implementation agencies for NULM.
The three major aspects on which NULM
works are that of skill development, facilita-
tion of credit and support to street vendors.
NULM seeks to converge the efforts of other
government departments in areas of educa-
tion, health, enterprise development, social
assistance as well as livelihood skills. Private
sector partnership is encouraged especially
in creation of jobs and job placements after
skills training. NULMmimics the processes
and structures of NRLM to a large extent.
The urban poor are mobilised into SHGs.
These groups are federated into area level
federations. The SHGs are provided with a
revolving fund assistance of
`
10,000 after
six months of satisfactory working. The area
level federations are also provided with cor-
pus fund assistance of
`
50,000. Cluster level
CLCs are being set up (upto a maximum of
eight per city depending on its size). These
centres will provide support to project
households, groups and federations in their
livelihood initiatives. In capacity building
to project households, priority has been
accorded to rag pickers, beggars and con-
struction workers who usually find it very
difficult to have a meaningful livelihood.
The overall cost of capacity building has
been capped at
`
50,000 per person including
the cost of placement in a job.
The self-employment programme is
addressed at both individual and group
level. Individuals can avail bank loans of
upto
`
200,000 and group microenterprises
can avail
`
1 million at 7 per cent rate of
interest (subvented by the government).
In case of women SHGs, a further rebate at
Table 3.9:
NULM achievements
Aspect
Target for
2014–15
Achievement
(till 10 March 2015)
Budget
`
10. 03
billion
Revised estimate
`
7.33 billion
Number of urban poor to be imparted skill training
5,00,000
1,56,947
Number of urban poor to be assisted for microenterprises (individual
and group)
60,000
23,194
Number of SHGs to be formed
40,000
36,787
Source:
Annual Report of Ministry of Housing and Urban Development, 2014–15.
