Department of Economic Analysis & Research

The Department of Economic Analysis and Research (DEAR) was set up to provide policy and action-oriented research support on issues of relevance to NABARD, the government and other stakeholders. It specializes in knowledge-driven activities relating to agriculture and rural development, as per the mandate of NABARD.

The strength of the department lies in the cadre of professional economists and its ability to network and collaborate with other reputed institutions.

Vision

To develop into a quality research wing of NABARD that conducts and coordinates research to generate ideas, help evolve policy inputs, evaluate policy alternatives that would help the management in realising the objectives of the organisation and produce research output that improves NABARD’s understanding of the dimensions of rural credit in particular and overall rural development in general.

Core Functions

A. Provide policy inputs to the management through research studies:

i) Conduct in-house studies and other research activities through subject matter specialists within the organisation at the Head Office and Regional Offices.

ii) Conduct studies in collaboration with reputed research institutions on state/region-specific issues.

B. Managing Research and Development (R&D) Fund

The R&D Fund was established by the bank in accordance with the provisions of the NABARD Act, 1981, to extend grant support broadly for the following purposes:

Research Projects/Studies

Studies and research projects supported under the R&D Fund aim at acquiring new insights into the problems of agriculture and rural development through in-depth studies, applied research and innovative approaches. In FY 2023-24, the studies sanctioned covered a variety of areas like assessing farmers’ participation and challenges in linking Agricultural Produce Market Committee (APMC) mandi markets by e-National Agricultural Market (e-NAM), an economic analysis of supply chain and post-harvest losses of apricot in the UT of Ladakh, determinants and constraints of credit flow to the agricultural sector in Odisha, etc. During FY 2022-23 and FY 2023-24, the following study reports were completed:

Sr. No.	Name of the Study	Click to read report
1	Coastal Watershed-Based Surface and Sub-Surface Salinity Mapping and Modelling of Thiruvallur District, Tamil Nadu for Sustainable Brackish Water Agriculture - A Research Study	https://www.nabard.org/auth/writereaddata/tender/1112230434nrs27-coastal-watershed-based-surface-and-sub-surface-salinity-mapping-and-modelling-of-thiruvallur-district.pdf -
2	Improving Operational Efficiency of RRBs Post Amalgamation	https://www.nabard.org/auth/writereaddata/tender/1112230325nrs28-study-on-improving-operational-and-financial-efficiency-of-rrbs.pdf -
3	Harvesting Gold in Indian Agriculture: Study of Success Stories in Agriculture and Allied Sectors Across the Country	https://www.nabard.org/auth/writereaddata/tender/1112230224nrs31-harvesting-gold-from-indian-agriculture-gaon-connection.pdf -
4	Entrepreneurial Empowerment Support for the “My Pad My Right’ Initiative in the State of Goa	https://www.nabard.org/auth/writereaddata/tender/1112230057nrs29-entrepreneurial-empowerment-support-for-my-pad-my-right-initiative-in-goa.pdf -
5	Study of APMC Regulated Markets in Tripura	https://www.nabard.org/auth/writereaddata/tender/1112235947nrs36_study-on-apmc-regulated-markets-in-tripura.pdf -
6	An Analytical Study of Value Chain Financing to High Value Agriculture in Eastern UP	https://www.nabard.org/auth/writereaddata/tender/1112235854nrs33-an-analytical-study-of-value-chain-financing-to-high-value-agriculture-in-eastern-up.pdf -
7	One District, One Crop: A Study of Crop Value Chains in Manipur	https://www.nabard.org/auth/writereaddata/tender/1112235721nrs30-one-district-one-product.pdf -
8	Using Whole Banana Plant for Food & Fibre to Improve Income & Productivity	https://www.nabard.org/auth/writereaddata/tender/2404242134nrs-30a-using-whole-banana-plant.pdf -
9	A Study on Credit, Marketing & Sustainability Issues of Handloom Industry in & Outside Cooperative Sectors	https://www.nabard.org/auth/writereaddata/tender/0102240127NRS39_A-Study-on-Credit-Marketing.pdf -
10	Tenancy and Credit: Exploring Facts Below the Crust	https://www.nabard.org/auth/writereaddata/tender/1112235430nrs38-tenancy-and-credit_exploring-facts-below-the-crust.pdf -
11	Assessing the State of Affairs in Indian Agriculture with a Focus on Credit & Insurance and Storage & Marketing	https://www.nabard.org/auth/writereaddata/tender/1201243818assessing-the-state-of-affairs-in-indian-agriculture-with-a-focus-on-credit-insurance-and-storage-marketing.pdf -
12	Prospects of India's Demand and Supply for Agricultural Commodities Towards 2030	https://www.nabard.org/auth/writereaddata/tender/0501244856nrs-40_prospects-of-indias-demand-and-supply-for-agricultural-commodities-towards-2030.pdf -
13	Zero Budget Natural Farming- Implications for Sustainability, Profitability and Food Security	https://www.nabard.org/auth/writereaddata/tender/1903240424nrs.pdf -
14	Rainfall and Tank Storage: Relooking the Tank Performance with Time Tested Tank Storage Pattern Using Tank Cascade Approach in Tamil Nadu	https://www.nabard.org/auth/writereaddata/tender/0504245341publication.pdf -
15	Terminal Evaluation of Adaptation Fund Project titled ‘Climate Proofing of Watershed Development Projects in the States of Tamil Nadu and Rajasthan	https://www.nabard.org/auth/writereaddata/tender/1604242250nrs-44.pdf -
16	Enabling Farmers with Game Theory and Artificial Intelligence Based Services	https://www.nabard.org/auth/writereaddata/tender/pub_0402250921181354.pdf -
17	Study of Freshwater Fish Seed Supply Chain for the Development of Aquaculture in Tripura and Manipur States of Northeastern Region	https://www.nabard.org/auth/writereaddata/tender/pub_0402250925241355.pdf -
18	Innovations in Food Value Chains in India: Dynamics of Participation and Welfare Effects	https://www.nabard.org/auth/writereaddata/tender/pub_0402250927381356.pdf -
19	Documenting Cases of Successful Farmers Adopting Indigenous, Climate Resilient and Sustainable Farming Practices in India	https://www.nabard.org/auth/writereaddata/tender/pub_0402250935081357.pdf -
20	Economic and other impacts of Solar-Powered Irrigation Pumpsets: An Empirical Study from Tamil Nadu	https://www.nabard.org/auth/writereaddata/tender/pub_0402250938401358.pdf -
21	Analyzing the Differential Performance in the Adoption of Kisan Credit Card (KCC) Scheme in the states of Uttar Pradesh, Bihar and West Bengal	https://www.nabard.org/auth/writereaddata/tender/pub_0402250941031359.pdf -
22	Effectiveness Evaluation of Raitha Samparka Kendras (RSKs) in Karnataka to Strengthen Service Delivery	https://www.nabard.org/auth/writereaddata/tender/pub_0402250943341360.pdf -
23	Impact Evaluation of Credit Utilization and Outcome of Micro, Small and Medium Enterprises (MSMEs): A Study of Select States of India	https://www.nabard.org/auth/writereaddata/tender/pub_3107251236411728.pdf -
24	Determinants and Constraints of Credit Flow to the Agriculture Sector in Odisha	https://www.nabard.org/auth/writereaddata/tender/pub_3107250337051774.pdf -
25	Assessing the Farmers Participation and Challenges in Linking Agricultural Produce Markets by e-National Agricultural Market (e-NAM): Evidence from the State of Goa	https://www.nabard.org/auth/writereaddata/tender/pub_0408250355281782.pdf -

Research Chronicle

Research Chronicle is a biannual publication of DEAR which aims to facilitate greater readership, outreach and better internalization of the findings of studies supported under Research and Development Fund of NABARD. It is a compilation of research articles wherein the principal investigators (PIs) of the studies summarize the crux of the research undertaken in an article form with a focus on implementable policy recommendations. The following issues of Research Chronicle have been released so far:

Sr. No.	Name of Publication	Click to read publication
1	Research Chronicle January 2023	https://www.nabard.org/auth/writereaddata/tender/0705242157research-chroncile-january-2023-compressed.pdf -
2	Research Chronicle October 2023	https://www.nabard.org/auth/writereaddata/tender/0301240357research-chronicle.pdf -
3	Research Chronicle April 2024	https://www.nabard.org/auth/writereaddata/tender/2604245734research-chronicle_april-2024.pdf -
4	Research Chronicle July 2025	https://www.nabard.org/auth/writereaddata/tender/pub_1107251259101604.pdf -

Seminars/Conferences/Webinars, etc.

The R&D Fund is also utilised for sponsoring seminars to help disseminate research findings across stakeholders. By extending support towards seminar publications, NABARD strives to spread research inputs on themes related to agriculture and rural development in multi-fold spheres and help relevant policy formulation.

NABARD Chair Unit Scheme

The NABARD Chair Unit Scheme is designed to establish strong research linkages with reputed institutions, with the objective of pursuing extensive research in NABARD’s areas of interest.

Occasional Papers/Research and Policy Series

DEAR brings out Occasional Papers/Research and Policy Series, on topical issues relevant for operations of NABARD. The papers in this series have covered topics ranging from climate change to agricultural price policy, value chain, start-ups, livestock, etc. highlighting various issues, policy relevance, prescription, and suggestions for future papers on the themes of interest to NABARD. These are uploaded on our website to reach out to a larger audience. The papers released under this series are as under:

Sr. No.	Name of the Publication	Click to read publication
1	Agricultural Price Policy for Ensuring Food Security in India	https://www.nabard.org/auth/writereaddata/tender/1507223217Paper-1-%20Agri-Price-Policy-Dr.Kumar-&-Mittal.pdf -
2	Under the Shadow of Development: Rainfed Agriculture and Droughts in Agricultural Development of India	https://www.nabard.org/auth/writereaddata/tender/2007223429Paper-2-%20Rainfed-Agriculture-Dr.-Deshpande.pdf -
3	Startups Digitising Indian Food System Innovations, Survival and Investment	https://www.nabard.org/auth/writereaddata/tender/1507223444Paper-3-Startups-Digitising-Food-System-Dr.Chandra.pdf -
4	Climate Change and Risk Management in Indian Agriculture	https://www.nabard.org/auth/writereaddata/tender/2007223845Paper-4-Climate-and-Risk-Management-Dr.-Birthal.pdf -
5	Agricultural Technologies in India: A Review	https://www.nabard.org/auth/writereaddata/tender/1507223612Paper-5-Agricultural-Tech-in-India-Dr.Joshi-&-Varshney.pdf -
6	Agricultural Challenges and Policies for the 21st Century	https://www.nabard.org/auth/writereaddata/tender/1507223654Paper-6-Agri-Challenges-and-Policies-Dr.Chand.pdf -
7	Groundwater Markets and Agricultural Development: A South Asian Overview	https://www.nabard.org/auth/writereaddata/tender/1310223041paper-8-groundwater-markets-dr-tushhar-shah.pdf -
8	Livestock, Agricultural Growth and Poverty Alleviation	https://www.nabard.org/auth/writereaddata/tender/1310223010paper-7-livestck-dr-birthal.pdf -
9	Tank Irrigation in India: Future Management Strategies and Investment Options	https://www.nabard.org/auth/writereaddata/tender/2911220521paper-10-tank-irrigation-in-india-by-dr-palanisami.pdf -
10	Institutions for Agriculture and Rural Development: A Case Study of Water Institutions in India	https://www.nabard.org/auth/writereaddata/tender/2911220427paper-9-agriculture-and-rural-inst-by-dr-saleth.pdf -
11	Sustainable Meat Value Chain and Enhanced Farmers' Income	https://www.nabard.org/auth/writereaddata/tender/2501230635paper-11-sustainable-meat-value-chain.pdf -
12	Trends and Behavioural Patterns of Credit-Deposit Ratios of Scheduled Commercial Banks	https://www.nabard.org/auth/writereaddata/tender/2804231711cd-ratio-paper-dennis-rajakumar.pdf -
13	Changing Structure of Rural Livelihood in India	https://www.nabard.org/auth/writereaddata/tender/0502241726r-and-p-changing-structure-of-rural-livelihood.pdf -

Policy Brief

NAB Policy Brief highlights the major findings and policy recommendations prepared in a short and crisp form based on research work carried out by NABARD under R&D Fund. The following issues of NAB Policy Brief have been released so far:

Sr. No.	Name of the Publication	Click to read publication
1	Policy Brief on Climate Change and Risk Management in Indian Agriculture	https://www.nabard.org/auth/writereaddata/tender/0202245346policy-brief-climate-and-risk-management.pdf -
2	Policy Brief on Rainfed Agriculture and Droughts in Agricultural Development in India	https://www.nabard.org/auth/writereaddata/tender/2408230333nab-policy-brief-Issue-no-4.pdf -
3	Policy Brief on Sustainable Meat Value Chain and Enhanced Farmers’ Income	https://www.nabard.org/auth/writereaddata/tender/pub_240823063038750.pdf -
4	Policy Brief on Trends and Behavioural Patterns of Credit-Deposit Ratios of Scheduled Commercial Banks in India	https://www.nabard.org/auth/writereaddata/tender/1407231511NAB%20POLICY%20Brief.pdf -
5	Policy Brief on Startups Digitising Indian Food System Innovations, Survival and Investment Policy brief on Climate Change and Risk Management in Indian Agriculture	https://www.nabard.org/auth/writereaddata/tender/2408235914nab-policy-brief-Issue-no-2.pdf -
6	Policy Brief on Agriculture Value chains in India	https://www.nabard.org/auth/writereaddata/tender/0403244525policy-brief-agri-value-chain.pdf -

Student Engagement

NABARD has been engaging with the student community through Student Internship Scheme (SIS) from 2oo5-o6. The objective of the Scheme is to assign short-term tasks/projects/studies useful and relevant to NABARD. We have broadened the ambit of our engagement with the student community and included new schemes to our ambit, namely, (i) NABARD Gold Medal Scheme and (ii) NABARD Citation for Outstanding Doctoral Thesis prize.

C. Annual Report of NABARD

The department brings out the Annual Report of NABARD which documents a comprehensive picture of the major activities undertaken by NABARD in the previous financial year. It also carries the audited accounts for the relevant year along with key statistical statements as an adjunct.

NABARD Annual Report 2024-25 offers a look into our interventions towards a sustainable future, inclusive development through community-driven institutions, rural infrastructure financing, the financial health of Rural Financial Institutions (RFIs), what NABARD is doing to improve their effectiveness and efficiency, and how the apex institution is transforming itself through its people, processes, and policies, while ensuring its own financial well-being. This year’s annual report has a theme chapter on “India’s Rural MSME Sector: An Engine of Economic Growth” highlighting the critical role of rural MSMEs in Indian economy. It showcases the sectoral characteristics of rural MSMEs, challenges, policy context along with NABARD’s initiatives in supporting the MSME sector. In line with the theme chapter, cover page depicts the vibrant enterprise ecosystem in rural India displaying a snapshot into traditional rural crafts and trades that not only forge livelihoods in rural areas but also form an integral part of our rich heritage. Part-B of NABARD Annual Report 2024-25 comprises of a section on Corporate Governance owing to SEBI (Listing Obligations and Disclosure Requirement) guidelines and Annual Accounts. Click here to read the full report. Click here - to read the full report.

D. Impact Report

NABARD’s initiatives have had multifaceted impact which has touched millions of lives in rural India. DEAR publishes ‘Impact Report’ to capture the breadth and depth of NABARD’s initiatives, and its tangible impact generated across India’s rural landscape. The second edition – Impact Report 2023-24 is linked with the Sustainable Development Goals (SDGs) of the UN and provides a comprehensive view of the ground level impact of our interventions, initiatives, and innovations, within the triple bottom line approach i.e., People, Planet and Profit. Click here to read the full report. The report has an interactive microsite to provide the users with a more engaging and intuitive experience. Click here to access the microsite of Impact Report 2023-24.

Click here - to read the full report.

E. Tracking the Economy

DEAR had evolved a data tracking system, titled Rural Economy Tracker (RET) by bringing all important data relating to various aspects of the rural economy of India together. The same has now been remodeled and prepared in the form of fortnightly/monthly bulletins (‘EcoWatch’, ‘EcoThink’) highlighting the state of the economy, including outlook on interest rate movement, inflation, bond yields, etc.

F. Support to Committees/Expert Working Groups

DEAR provides inputs to various committees for discussions in various fora on wide ranging topics such as Rural Distress, Value Chains, Doubling Farmers’ Income (DFI), FPOs, Agricultural Growth, Climate Change and Social Stock Exchange. The department and its officers provide academic/secretarial support to the Committees where NABARD has a role.

G. Central Library

DEAR maintains a well-stocked Central Library at its Head Office with over 25000 books besides journals, newspapers, magazines and on-line subscriptions, as knowledge support to its officials.

H. In-House Research/Studies/Publications:

DEAR conducts in-house research and brings out reports on issues of relevance to Indian agriculture and rural development.

(a) In House Booklets

Sr. No.	Name of the Publication	Click to read report
1	Farmers’ Welfare in India: A State Wise Analysis	https://www.nabard.org/auth/writereaddata/tender/1710224557farmers-welfare-in-india-a-state-wise-analysis.pdf -
2	Writings on Rural Economy	https://www.nabard.org/auth/writereaddata/Flipbook/2021/april-2021/Writings-on-Rural-Economy-nabnet/
3	Achieving an Equal Future	https://www.nabard.org/auth/writereaddata/tender/0605214838Womens%20Day-booklet.pdf -
4	A Quarter and Four of Indian Economy	https://www.nabard.org/auth/writereaddata/tender/1708220848a-quarter-and-four.pdf -
5	Food and Nutritional Security in India: Charting the Way to a Robust Agri-Food System	https://www.nabard.org/auth/writereaddata/tender/2501230131nrs-35-food-and-nutritional-security-in-india.pdf -

(b) Working Papers

Sr. No.	Name of the Publication	Click to read report
1	Five Decades of India’s Agricultural Growth across Crops: Emerging Trends and Patterns	https://www.nabard.org/auth/writereaddata/tender/2609222521five-decades-of-indias-agricultural-growth-across-crops-emerging-trends-and-patterns.pdf -
2	NAFINDEX: Measure of Financial Inclusion based on NABARD All India Rural Financial Inclusion Survey (NAFIS) Data	https://www.nabard.org/auth/writereaddata/tender/1008204111WP2020_1.pdf -
3	Regional Disparities in Institutional Credit to Agriculture in India: A District Level Analysis	https://www.nabard.org/auth/writereaddata/tender/0108244823Working%20paper.pdf -
4	Composition and Pattern of Livestock Products’ Export in the Context of WTO Regime	https://www.nabard.org/auth/writereaddata/tender/2501230332composition-and-pattern-of-livestock.pdf -
5	India’s Trade of Agricultural Commodities during COVID-19 Pandemic: Performance and Prospects	https://www.nabard.org/auth/writereaddata/tender/2501235436indias-trade-of-agricultural-commodities-during-covid-19.pdf -
6	Trends and Patterns in Agriculture Credit in India: A District Level Analysis of Uttar Pradesh	https://www.nabard.org/auth/writereaddata/tender/2501235626trends-and-patterns-in-agriculture-credit-in-india.pdf -
7	Growth and Trade Performance of Indian Fisheries: Trends and Constraints	https://www.nabard.org/auth/writereaddata/tender/2501230333growth-and-trade-performance-of%20indian%20fisheries.pdf -
8	. Policy Insights from the DynamicInterplay Between Rural Demand and Rural Inflation in India	https://www.nabard.org/auth/writereaddata/tender/2501230333growth-and-trade-performance-of%20indian%20fisheries.pdf -
9	Ideal Social Discount Rate (SDR) for Public Sector Projects in India – An Assessment	https://www.nabard.org/auth/writereaddata/tender/1507240934working-paper-ideal-social-discount-rate.pdf -
10	Enhancing Resilience of Indian Agriculture to Climate Shocks – The Way Ahead	https://www.nabard.org/auth/writereaddata/tender/2301250147WP-Climate-Impact-final.pdf -
11	Interrelationship between Growth and Inequality in India and Tax Policy Implications	https://www.nabard.org/auth/writereaddata/tender/2301250147WP-Climate-Impact-final.pdf -
12	Farm Size and Productivity – Empowering Marginal Farmers for Cultivating Prosperity	https://www.nabard.org/auth/writereaddata/tender/pub_1107250454491607.pdf -

(c) Rural Pulse

NABARD publishes Rural Pulse, a short policy prescription based on analytical research by staff which acts as a platform for knowledge dissemination. To date 39 issues of Rural Pulse have been published. A few such publications are as under:

Sr. No.	Name of the Publication	Click to read publication
1	NAFINDEX: Measure of Financial Inclusion based on NABARD All India Rural Financial Inclusion Survey (NAFIS) Data	https://www.nabard.org/auth/writereaddata/tender/2106212528Rural%20Pulse%20Issue%20XXXIII.pdf -
2	Sparking Yellow Revolution in India Again	https://www.nabard.org/auth/writereaddata/tender/2106212557Rural%20Pulse%20Issue%20XXXIV%20(1).pdf -
3	Indian Handloom Sector: A snapshot	https://www.nabard.org/auth/writereaddata/tender/0510214344rural-pulse-special-issue.pdf -
4	Market Vulnerabilities and Potential of Horticulture Crop in India	https://www.nabard.org/auth/writereaddata/tender/2709220841market-vulnerabilities-and-potential-of-horticulture-crop-in-india.pdf -
5	COVID-19 Crisis through a Reverse Migration Lens	https://www.nabard.org/auth/writereaddata/tender/2312213756rural-pulse-covid-induced-migration-final-comments.pdf -
6	Approach to Measuring Farmers’ Welfare	https://www.nabard.org/auth/writereaddata/tender/0607220511rural-pulse-issue-no-xxxvii.pdf -
7	Financing Agricultural Value Chains: With FPOs as Pivots	https://www.nabard.org/auth/writereaddata/tender/0808222219rural-pulse-issue-XXXVIII.pdf -
8	Nutri-Cereals for a Healthy Economy	https://www.nabard.org/auth/writereaddata/tender/1710220625nabard-rural-pulse-Issue-no-xxxviii-June-July-2022.pdf -
9	Credit Guarantee- A De-Risking Tool in Rural Finance	https://www.nabard.org/auth/writereaddata/tender/2501231152credit-guarantee-a-de-risking-tool-in-rural-finance.pdf -
10	Agriculture – The lifeline	https://www.nabard.org/auth/writereaddata/tender/pub_0801251244111307.pdf -

(d) Insight

Insight is a new series that serves as a mechanism to get quick feedback from the ground on topical issues through our network of District Development Managers. The analysis from the data gathered would be presented in a short and crisp manner. Three editions have been released, of which two were released during FY23.

Sr. No.	Name of the edition	Click to read publication
1	Covid-induced migration: why, how and what next	https://www.nabard.org/auth/writereaddata/tender/2911231748insights-1-covid-induced-migration.pdf -
2	Agriculture in India@75	https://www.nabard.org/auth/writereaddata/tender/2911232028insights-II-agriculture-in-india@75..pdf -
3	Women Empowerment: A Reality Check	https://www.nabard.org/auth/writereaddata/tender/2911232210insight-III-women-empowerment-a-reality-check.pdf -

(e) Eco Focus

Eco Focus is a new initiative of the Department covering thematic notes on contemporary issues such as soaring milk prices, volatility in Tomato, Potato and Onion prices.

Sr. No.	Name of the edition	Click to read publication
1	Soaring Milk Prices: Issues and Concerns*	https://www.nabard.org/auth/writereaddata/tender/pub_240823100614753.pdf -
2	Volatility in TOP and Role of Agri Value Chain	https://www.nabard.org/auth/writereaddata/tender/pub_270623091211322.pdf -
3	Spiralling Tomato Prices: Issues and Concerns	https://www.nabard.org/auth/writereaddata/tender/pub_240823095717751.pdf -
4	Impact of Bank Linkage Programme on Self-Help Groups: Achievements, Challenges and the Way Forward	nabard.org/auth/writereaddata/tender/pub_0212240932181206.pdf -

Papers/Articles by Officers in reputed journals on topical issues

Officers in NABARD have been contributing articles in reputable journals on topical issues related to the domain of NABARD. The details of recent publications are as under:

Sr. No.	Name of the Publication	Click to read publication
1	Financial Inclusion in India	https://www.nabard.org/auth/writereaddata/tender/2309220440kurukshetra-article.pdf -
2	Farmers’ Welfare in India- A State-wise Analysis	https://www.nabard.org/auth/writereaddata/tender/2609223014measuring-farmers-welfare-an-analysis-across-states-of-india.pdf -
3	Rural Credit: Can We Make it More Inclusive?	https://www.nabard.org/auth/writereaddata/tender/2609223632can-we-make-rural-credit-inclusive.pdf -
4	Trends and Performance of India's Agricultural Trade in the Midst of COVID-19 Pandemic	https://www.nabard.org/auth/writereaddata/tender/2709224946trends-and-performance-of-indias-agricultural-trade-in-the-midst-of-covid-19-pandemic.pdf -
5	Growth and Issues in Agricultural Credit with Special Reference to Uttar Pradesh: A District Level Analysis	https://www.nabard.org/auth/writereaddata/tender/2709222005growth-and-issues-in-agricultural-credit.pdf -
6	Institutional Credit Flow in Northeastern Region: Issues and Solutions	https://www.nabard.org/auth/writereaddata/tender/2709225325institutional-credit-flow-in-north-eastern-region-issues-and-solutions.pdf -
7	Market Vulnerabilities and Potential of Horticulture Crops in India: With Special Reference to TOP Crops	https://www.nabard.org/auth/writereaddata/tender/2709225958market-vulnerabilities-and-potential.pdf -
8	Understanding of FPOs Business Ecosystem and Strategies to Tap Potential	https://www.nabard.org/auth/writereaddata/tender/2709220406understanding-of-fpos-business-ecosystem-and-strategies-to-tap-potential.pdf -

I) Conducting Surveys to gather data on the rural economy and contribute to evidence-based policymaking –

1. NABARD All-India Rural Financial Inclusion Survey (NAFIS) 2021-22: NAFIS 2021-22 offers a comprehensive analysis of critical areas such as income, savings, credit, insurance, pension, remittances, and financial literacy. The report provides invaluable insights into the current state of financial inclusion and the livelihood aspects of rural households across the country. to read the full report -

2. Rural Economic Conditions and Sentiments Survey (RECSS) - The Rural Survey captures macro-economic data from 6000 households selected from 600 villages across all states on a bi-monthly basis. The data pertains to economic conditions and sentiments on macro-economic parameters like income, consumption, financial savings, borrowings, interest rate, inflation expectations, etc.

(i) The report of the first round of the RECSS can be accessed through the following link: -

(ii) The report of the second round of the RECSS can be accessed through the following link: -

(iii) The report of the third round of the RECSS can be accessed through the following link: -

(iv) The report of the fourth round of the RECSS can be accessed through the following link: -

(v) The report of the fifth round of the RECSS can be accessed through the following link: -

(vi) The report of the sixth round of the RECSS can be accessed through the following link: -

Application Format for Seminar -

Application Format for Study -

Contact Information

Shri Kuldeep Singh
Chief General Manager
2nf Floor, ‘B’ Wing, C-24, ‘G’ Block
Bandra-Kurla Complex, Bandra (East)
Mumbai-400051
Tel: 022-68120038
E-mail Address: dear@nabard.org

Information under RTI – Section 4(1)(b)