i nc lu s i ve f i nanc e i nd i a re port 2014
118
cooperative (as reported in UNDP Solution Exchange
Microfinance Community discussion group).
14. RBI
Circular
(RBI/2005-06/288DBOD.No.BL.BC.
58/22.01.001/2005-2006), 25 January 2006.
15. In a contribution dated 5 August 2014 in response to a query
on a Model Act for SHGs and SHG Federations posted on
the UNDP Solution Exchange Microfinance Community
discussion group.
16. An exception must be made of ICICI Bank, the leading
private bank, which plans to double its women SHG clientele
to 2 million by March 2015.
17. NBFC-MFIs have since become eligible for this BC role.
18. MFIs under CDR are Asmitha, Bharatiya Samruddhi Finance
Limited, Share, Spandana and Trident.
19. The details are as follows:
Month and year
Deal size (Rs. Crore)
September 2013
321.00
December 2013
80.81
December 2013
215.00
December 2013
55.00
January 2014
55.56
February 2014
158.27
February 2014
222.65
February 2014
162.62
March 2014
26.73
March 2014
80.30
March 2014
183.02
March 2014
95.50
Total
1656.46
20. Discussion with the members of the Association of Karnataka
Microfinance Institutions (AKMI), June 2014, Banglore.
21. ‘MFIs Shift Focus to Urban Areas’,
Business Standard
,
Kolkata, 27 August 2014.
22.
/
44756032.cms?utm_source= contentofinterest&utm_
medium=text&utm_campaign= cppst
REFERENCES
Agarwal, Parul, Misha Sharma and Amulya Krishna Champatiray
(2013). ‘Self-help Group Bank Linkage: Through the
Responsible Finance Lens’, ACCESS-ASSIST, New Delhi,
November.
APMAS (2014). ‘Quality and Sustainability of SHGs in Bihar and
Odisha 2013-14: Executive Summary’, Study commissioned
by NABARD, Mumbai.
APMAS (2014a). ‘Quality and Sustainability of Urban SHGs
in Andhra Pradesh: Summary of Study Findings’, APMAS,
Hyderabad.
CRISIL (2014),
India’s 25 Lading MFIs
, June.
Government of India, Planning Commission (2009),
A Hundred
Small Steps: Report of the Committee on Financial Sector
Reforms
. New Delhi: Sage Publications India Limited.
Hand in Hand, 2014, ‘Promoting fair price realization and access
to services through dairy value chain development’, Chennai.
Jana Foundation (2013), ‘Measuring Financial Inclusion in Urban
India: A Cross Sectional Examination of Financial Depth’,
Bangalore.
McKinsey Global Institute (MGI) (2010),
India’s Urban Awaken-
ing: Building Inclusive Cities, Sustaining Economic Growth
,
McKinsey and Company, Mumbai.
Microfinance Institutions Network (2014),
MFIN micrometer
,
Issue 9, March.
Mishra, D.K., Deepmala Ghosh, Rajat Mohanty and P. Satish
(2014). ‘Microfinance and Livelihood Approaches’, National
Bank for Agricultural and Rural Development (NABARD),
Mumbai, July.
NABARD (2009), ‘Status of Microfinance in India’, NABARD.
Available at
/
images/nabard.pdf
———— (2010), ‘Status of Microfinance in India’, NABARD.
Available at
/
uploads/2010/11/Status-of-microfinance-in-India-2010-
Nabard.pdf
———— (2011), ‘Status of Microfinance in India’, NABARD.
Available at
/
uploads/2012/01/Micro%20Finance-India-2010-11.pdf
———— (2012), ‘Status of Microfinance in India’, NABARD.
Available at
/
uploads/2012/11/Status-of-Microfinance-2011-12.pdf
———— (2013), ‘Status of Microfinance in India’, NABARD.
Available at
microfinance-india-2012-2013-pdf-report-nabard.html
————(2014), ‘Statements on SHGBank Linkage Programme’.
Available at
Parliamentary Standing Committee on Finance (2014),
Eighty-
fourth Report: Standing Committee on Finance (2013-2014)
The Micro Finance Institutions (Development and Regulation)
Bill, 2012
, Ministry of Finance, Department of Financial
Services, New Delhi.
Reserve Bank of India (2013), Circular No. RBI/2012-
13/559RPCD. GSSD. CO. No 81/ 09.01.03/2012-13,
Priority Sector Lending- Restructuring of SGSY as National
Rural Livelihood Mission (NRLM)—Aajeevika
, 27 June.
Available online at
aspx?Mode=0&Id=8075 (accessed on 22 September 2014).
Satyasai, K.J.S., B.B. Sahoo and Smita N. Badajena, (2014).
‘Whither Graduation of SHG members: An Exploration in
Karnataka and Odisha’, NABARD, Mumbai.