p re fac e
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•
NABARD, especially P. Satish, Krishna, G.R. Chintala, and Neeraj Kumar Gupta for exciting discussions and useful
resources
•
Vijay Mahajan, Chief Executive Officer, Basix Group for an extended and enriching exchange of views on inclusive
financing
•
Aloysius Fernandez, Chairman and other staff of NABFINS, Bangalore for sharing their vision and plans for
extending the reach of financial services
•
Ramesh Ramanathan, Chairman, Jana Foundation, Bangalore for a rich and perceptive conversation on financial
exclusion
•
G.V.S. Reddy, Stree Nidhi for his insights on SHGs and inclusive finance
•
K. Raja Reddy and APMAS team for useful discussions, documents, and research outputs
•
Association of Karnataka Microfinance Institutions (AKMI) for their enthusiastic response to our request for a joint
meeting with the members and an animated round of discussion on microfinance and financial inclusion
•
Naveen Anand and Mohammad Anas of United National Development Programme, New Delhi for their
wholehearted support, as in previous years, in hosting the e-discussion and organizing a Round Table on the Report
•
Sachin Hirani and Amit Mittal of Microfinance Information Exchange (MIX) for fruitful interactions and data
support
•
Amit Arora, Ramakrishna Regulagedda, and Jonna Bickel, GIZ, New Delhi for helping with submissions, important
data and information
•
Sarthak Luthra, Juhi Natu, and Lalitha Sridharan of ADS for competently facilitating the conduct of background
research and consultations
•
Phani Priya, independent research associate, for her resourcefulness and professionalism in transcription and data
analysis
•
Tushar Krishna of ADS and Zilnas Mansuri of Gujarat Institute of Development Research for prompt and efficient
research assistance
•
Finally, the representatives of SHPIs and banks for candid exchange of views and experiences on the progress and
challenges of financial inclusion as it has been unfolding in the country.
