NABARD - IFIR2014 - page 9

ta b l e s , boxe s , f i gure s , a p pend i c e s , and a bbrev i at i on s
viii
3.8 IndusInd Bank: Financial Inclusion through Win-Win Model 64
3.9 Major Recommendations of the Technical Committee on Mobile Banking 74
4.1 Business Oriented Groups 93
4.2 SHG-based Dairy Value Chain of Hand in Hand India 94
4.3 Equal Sharing of External Loans in SHGs 98
4.4 NRLM Financial Inclusion Objectives 101
4.5 Informality and Exclusion 113
5.1 A ‘Postal Bank’ for India: Hopes and Concerns 124
5.2 Bank Licensing: The Course of Actions since 1993 125
5.3 Suggested Changes by the Stakeholders in the Draft Guidelines for Payments Banks 129
5.4 Why Bandhan Bank? Excerpts of Interview with C.S. Ghosh, CMD 132
5.5 Draft Charter of Customer Rights of RBI (22 August 2014) 134
FIGURES
1.1 Cycle of Inclusion and Exclusion 5
1.2 CRISIL Inclusix 7
1.3 Financial Inclusion Score of India: CRISIL Inclusix 8
2.1 Impact of Financial Inclusion on Households 22
3.1 India: Number of BC Outlets 54
3.2 SHG Network as BC Agents Project, Unnao, U.P.: Responsibility Matrix 66
3.3 Technology Innovation in Indian Banking 69
3.4 Mode of Accessing Banking Services by Active Bank Account Holders 70
3.5 Growth in Retail Electronic Payments 71
3.6 Growth in IMPS: 2013–14 73
4.1 Loan Outstanding to SHGs: Nominal and Real Terms 82
4.2 Number of SHGs Holding Savings Accounts 2009–2014 83
4.3 Growth in Amount of Savings by SHGs, 2009–2014 84
4.4 Number in Amount of Savings Accounts of SHGs with Banks (31 March 2014) 84
4.5 Savings Amount of SHGs with Banks (31 March 2014) 84
4.6 Agency-wise Distribution of Number of SHGs with Outstanding Loans 89
4.7 Outstanding Loan Amounts of Banks with SHGs 90
4.8 Growth in NBFC-MFIs: 2011–12 to 2013–14 103
4.9 Growth Rates by GLP Size Class 104
4.10 Share of Public and Private Sectors in Bank Loan Disbursed to MFIs 107
4.11 Share of Public and Private Sectors in Outstanding Bank Loans against MFIs 107
APPENDICES
1.1 Select Indicators of Financial Inclusion 2011 15
1.2 MPI and MPPI 2014 16