21
Sl
States Districts
KCC holders
Control
Sample
(Non-KCC)
Comm
Banks/
Branches
RRBs/
Branches
Coopera-
tive Bank/
Branches
Total KCC
holders
4
Punjab
Kapurthala
20
20
20
60
23
Bathinda
20
20
20
60
17
5
Maharash-
tra
Akola
20
20
20
60
13
Sindhu-
durg
19
20
20
59
10
6
Karnataka
Dakshin
Kannada
20
20
20
60
30
Bellary
20
22
25
67
25
Total
239
251
224
714
255
Primary and Secondary Data Collection
1.10 In addition to basic information pertaining to bank branch business, secondary
data on loan extended by banks to farmers through KCCs in terms of quantum of
loan sanctioned, mode of disbursement, frequency of loan withdrawal, recovery
performance, etc. were collected pertaining to the selected farmers.
1.11 During the course of study, responses/opinions of Lead District Managers,
District Development Managers of NABARD, officials of controlling offices and
the branch managers of the selected banks/ branches were also collected in order
to understand the implementation of KCC scheme in the selected districts.
1.12 Primary data was collected with the help of a structured schedule. The information
from selected farmers were collected keeping the various features of the revised
KCC guidelines issued by NABARD (No. 71 dated 29 Mar 2012) and RBI (No. 553
dated 11 May 2012) in view. The reference year of study was 2015-16.
