31
Table 2.6: Reasons for not availing KCC loan by Control Farmers
Sl States Districts
Con-
trol
Sam-
ple
Whether
Term
loan
from
Banks
Reasons for Not availing KCC loan
Wheth-
er
mem-
ber of
SHG/
JLG
Farmer
does
not have
land
title
Very
small
land
holding
Bank
re-
jected
appli-
cation
on
some
plea
Not interested in KCC
loan
Ab-
sen-
tee
Fully
engaged
with
Service/
Busi-
ness
Misc.
other
rea-
sons
1
Assam
Jorhat
20
0
4
3
1
3
3
6
4
Darrang 25
0
5
2
2
6
3
7
5
2
Bihar
Gaya
17
0
7
7
1
1
0
1
1
Begusarai
22
0
13
4
0
1
2
2
3
3
U. P.
Varanasi /
Bijnaur
23
0
4
6
1
2
3
8
0
Moradabad 30 11
8
7
1
2
5
17
6
4
Punjab
Kapurthala 23
3
1
6
4
1
3
5
0
Bathinda 17
1
4
5
0
0
2
6
0
5
Maha-
rashtra
Akola
13
2
2
2
2
0
2
4
0
Sindhu-
durg
10
1
3
4
2
0
1
0
0
6
Karna-
taka
Dakshin
Kannada
30
5
5
11
4
2
1
7
0
Bellary
25
2
3
8
2
2
4
6
0
Total
255 25
59
65
20 20 29 62 255
As % of total sample
9.80 23.14 25.49 7.84 7.81 11.37 24.31 100.0
