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In the recent years, with the entire banking sector embracing technology, there
is a smooth and seamless flow of data, both of transaction and information,
across the banking system. However, the microfinance sector was more or less
left out from the technology platform.
It was therefore felt that SHGs should not be left behind and should evolve
to be able to leverage upon technology. Digitisation of Self Help Groups is a
step towards systematic and faster achievement of the avowed goals of SHG
movement.
Keeping this in mind, NABARD attempted digitisation of SHGs under a
project called EShakti to take advantage of the available technology to
address the problem of book keeping, capturing the credit history of SHG
members, generating SHG grading report based on its financial and non-
financial records and making them available to all important stakeholders.
The stakeholders especially bankers can now take informed decisions for
extending credit linkages on the basis of reports generated through EShakti.
SHG AS A PART OF
DIGITAL WORLD - ESHAKTI
3 .
3.1
Screenshots of the
EShakti app
3.2
3.3
