 
          [ 23 ]
        
        
          
            
              Figure 4.5
            
          
        
        
          AVERAGE LOAN DISBURSEMENT  2016-17
        
        
          (
        
        
          
            R
          
        
        
          PER SHG)
        
        
          2016-17
        
        
          2015-16
        
        
          India
        
        
          98134
        
        
          204314
        
        
          123294
        
        
          82864
        
        
          139311
        
        
          95194
        
        
          272962
        
        
          204314
        
        
          84375
        
        
          126746
        
        
          141272
        
        
          167636
        
        
          84709
        
        
          258996
        
        
          203495
        
        
          North
        
        
          Eastern
        
        
          region
        
        
          Northern
        
        
          region
        
        
          Central
        
        
          region
        
        
          Western
        
        
          region
        
        
          Eastern
        
        
          region
        
        
          Southern
        
        
          region
        
        
          All India
        
        
          0
        
        
          50000
        
        
          100000
        
        
          150000
        
        
          200000
        
        
          250000
        
        
          300000
        
        
          The dominance of Southern Region continued during 2016-17 in disbursement of
        
        
          bank loans to SHGs. Southern Region disbursed
        
        
          R
        
        
          31,023 crore (80% of the total
        
        
          credit) to 11.37 lakh SHGs (60% of total) during 2016-17. Eastern Region stood next
        
        
          with 26.2% of SHGs availing 12.2% of bank loan disbursed during the year (Figure
        
        
          4.6).
        
        
          About 46.7% of total SHGs receiving bank credit during the year were covered under
        
        
          NRLM and they availed 44.7% (
        
        
          R
        
        
          17,336 crore) of the total bank loan disbursed. The
        
        
          number of SHGs availing bank loan, total amount of credit disbursed by banks and
        
        
          the average credit disbursement to SHGs in different Regions during past three years
        
        
          are shown in Table 4.2. The state-wise position of bank loans disbursed to SHGs
        
        
          during 2016-17 is given in Statement II- B.