[ 25 ]
Figure 4.7
STATE-WISE NO. OF SHGs WITH LOAN
OUTSTANDING 2016-17 (%)
CREDIT OUTSTANDING
As on 31 March 2017, 48.48 lakh (56.5%) SHGs were having
credit outstanding of
R
61,581 crore against 46.72 lakh SHGs (59.1%) and
R
57,119 crore as
on 31 March 2016, recording 8% rise in the quantum of loan outstanding. During the year,
there was 4% increase in number of SHGs having bank loan outstanding, however, in relative
terms overall number of SHGs having bank loan outstanding has declined from 59.1% in
2016 to 56.5%. This was mainly because of net addition of 6.74 lakh SHGs during the
year increasing the total number of SHGs by 8.5%. Eastern Region (68.8%) has surpassed
Southern Region (68.2%) with the proportion of SHGs having bank loan outstanding during
the year for the first time. Percentage of SHGs having loan outstanding was lowest in Western
Region at 24.4%, with Northern (31.5%) and North Eastern Regions (31.6%) slightly
ahead. Among the major states, percentage of groups having credit linkage was highest in
Telangana (96%), followed by Andhra Pradesh (89%) and Bihar (82.5%). Among the States,
this percentage was lowest in Arunachal Pradesh (4.4%) and among larger States in Gujarat
(19.6%). State-wise and Region-wise coverage of SHGs having bank loan outstanding as on
31 March 2017 is given in Figure 4.7.
The average loan outstanding increased during the year by 4% to
R
1,27,017 from
R
1,22,242
per SHG. Other than Southern and Eastern Regions all other Regions registered a decline in
the average loan outstanding compared to previous year. The average loan outstanding was
highest in Southern Region and lowest in Central Region (Figure 4.8). Among States, highest
4.6
0
Chandigarh
Haryana
Himachal Pradesh
Jammu & Kashmir
New Delhi
Punjab
Northern region
Assam
Arunachal Pradesh
Manipur
Meghalaya
Mizoram
Nagaland
Sikkim
Tripura
North Eastern region
A & N Islands
Bihar
Jharkhand
Orissa
West Bengal
Eastern region
Chhattisgarh
Madhya Pradesh
Uttar Pradesh
Uttarakhand
Central region
Goa
Gujarat
Maharashtra
Western region
Andhra Pradesh
Karnataka
Kerala
lakshadweep
Puducherry
Tamil Nadu
Telangana
Southern region
Rajasthan
8.3
55.4
36.0
35.8
9.3
37.7
31.5
29.2
4.4
11.4
15.0
15.8
18.8
16.5
67.9
31.6
35.3
82.5
67.0
51.1
70.8
68.8
52.4
38.5
51.7
30.9
47.0
21.6
16.6
25.7
24.4
88.5
63.0
51.1
100.0
25.1
42.3
96.0
68.2
27.3
20
40
60
80
100
120
India: 56.53%
