Financial Inclusion
The Department aligns its activities with the agenda of financial inclusion of the excluded population as per the framework and scope described by the Report of the Committee on Financial Inclusion utilizing the Financial Inclusion Fund (FIF). The major activities include formulation of schemes for financial literacy, knowledge dissemination, creation of infrastructure, facilitating technology adoption by banks and policy advocacy. 
NABARD has supported Financial Literacy efforts through various initiatives keeping in mind its importance to augment demand for financial services, especially for those offered on the digital platform.  In addition, in order to augment the supply side of the financial ecosystem, NABARD has also extended support for onboarding to digital platforms, improving connectivity and meeting regulatory requirements. 
NABARD is adopting a differentiated strategy in 2019-20 for focussed Financial Inclusion Fund (FIF) interventions to address regional inadequacies and to bring about inclusive and equitable financial inclusion across the country. As per the strategy, grant assistance will be provided at enhanced rate of 90% for Special Focus Districts which includes aspirational districts, LWE districts and districts in Hilly states and NER as well as Andaman and Nicobar Islands.  In case of other districts, there will be standard participation share of FIF support vis-à-vis type of bank viz., SCBs (60%), RRBs (80%) and RCBs (90%) or ceiling prescribed under the scheme.
Standard schemes on tap 
1) Financial Literacy Programmes
i) Financial and Digital Literacy Camps by branches of banks 
ii) Financial and digital literacy camps through FLCs 
iii) Reimbursement of Examination fee of BC/BF
iv) Demonstration Van for Financial Literacy in SFDs
2)  Banking Technology Adoption
 i)  Deployment of microATMs 
ii)  POS/mPOS Deployment  in Tier 3  for  6 centres
iii) Dual Authentication facility at BC Point 
v) On–boarding to BHIM UPI 
vi) On-boarding  to PFMS Platform
3) Regulatory Infrastructure Support
i) Membership of AUA/KUA 
ii) Onboarding  to CKYCR 
4) Support for Connectivity and Power Infrastructure
i) VSAT deployment  in SFDs 
ii) Mobile Signal Booster deployment in SFDs 
iii) Solar power unit/ UPS deployment in SFDs 
5) Incentivising Digital Transactions (Supported by GoI)
i) BHIM Referral Scheme for Individuals
ii) 20 lakh BHIM Aadhaar Pay Devices
iii) Incentives for establishing Aadhaar Enrolment Centres by banks in 10% branches
Operations under FIF as on 31 March 2019
Total Sanctions: Rs. 3,903.17  crore
Total Disbursements: Rs. 2017.49 crore
Additional Information
Financial Literacy Material for Financial Inclusion
Useful Links