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NABFINS Limited (NABFINS), is a Company incorporated under the Companies Act, 1956 and registered with Reserve Bank of India as an NBFC-MFI. It is a subsidiary of National Bank for Agriculture and Rural Development (NABARD) with equity participation from NABARD, Government of Karnataka, Canara Bank, Union Bank of India, Bank of Baroda, Dhanalakshmi Bank and Federal Bank.

NABFINS’ approach to the business of microfinance is defined by its tagline “Balancing Business with Inclusion”. It adopts a unique model which leverages social collateral provided by the Self Help Groups (SHGs) & Joint Liability Groups (JLGs) by offering micro-credit at their doorstep, at the lowest interest rate among NBFC-MFIs to low income households, comprising predominantly women. NABFINS positions itself as an ‘MFI with a difference’ not only by virtue of its approach on credit delivery but also through its efforts to serve the needy and disadvantaged sections of the society in the rural hinterlands, functioning with exemplary levels of transparency at lower cost. True to its Mission Statement “To be a trusted, client centric financial institution advancing hassle free services to low income households & the unorganized sector”, the Company’s focus continues to be rural India with more than 90% of its clientele from rural hinterlands.

The Company is headquartered at Bengaluru and has its operations spread across 19 states of India including the underserved areas of north-eastern states too. It has made its mark in multifaceted avenues in serving the rural households by extending financial and other services such as micro-insurance directly through its own branches or through partner institutions. It also extends financial services through institutional lending thereby reaching out to the rural populace.

Operational Snapshot

Portfolio ₹ 3033 Crore (As on March 31, 2024)
Outreach 19 states through network of its 401 branches
Households served More than 10 Lakhs
Revenue from Operations ₹ 515.73 Crore (As on March 31, 2024)
Products & Service
  • Loans to Self Help Group
  • Loans to Joint Liability Group
  • Loans to Individual Traders, Small Business and Micro-enterprises
  • Loans to Second Level Institutions such as NBFCs, NBFC-MFIs, etc.
  • Micro-insurance

Contact Information

Shri D Hegde
Managing Director
#3072, 14th Cross, K. R. Road,
Banashankari 2nd Stage,
Bengaluru – 560 070,
Karnataka, India
Contact No. +91 80 26970501
Email Id :

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