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EXHIBIT – C
Agricultural Credit in India: AIDIS Results
A Research Study by EPWRF
A Profile of Farmers’ Indebtedness: AIDIS and Other Field Studies
In the current literature on farmers’ indebtedness, a dominant theme is
the varied revelations from the latest nation-wide filed surveys of the National
Sample Survey Organisation (NSSO) on: (i) Indebtedness of Farmer Households:
Situation Assessment of Farmers – January-December 2003 (Report No.498)
and (ii)
All-India Debt and Investment
Survey
, as on June 30, 2002 (Report
Nos.500, 501 and 502).
The results from these field surveys reveal how institutional agencies
increased their share of farmers indebtedness unitl 1991 and how their share
fell somewhat as per the latest survey for 2002 or 2003. There are a number
of other revelations which provide insight into the composition of farmer debt,
their purposes, their terms, etc.
The EPWRF has been analysing these data in great depth over a period.
A few important results of these reviews are presented here as a background
and as an accompaniment for the research study.
(A note attached)
