[ 29 ]
Figure 4.10
REGION-WISE DISTRIBUTION OF AMOUNT OF NPA (%)
AGENCY-WISE DISTRIBUTION OF SHG BANK LINKAGE
PROGRAMME
Commercial Banks by virtue of their vast network take
the lead in SHG-BLP. More than half (44.4 lakh, 52%) of the SHGs in
the country maintain their savings account with the Commercial Banks.
During 2016-17, the share of Commercial Banks in terms of SHGs with
savings linkage increased by 7.4%. Commercial Banks accounted for 63%
of the savings outstanding of SHGs (Table 4.4). On the other hand, RRBs
accounted for 30% of SHGs and they have added 3.3 lakh SHGs, almost
half of net addition of SHGs during the year and accounted for 22% of
savings of the SHGs. The performance of Cooperatives on the other hand
remained subdued with 18% SHGs and 14% of savings outstanding. Bank-
wise status of savings outstanding of SHGs as on 31 March 2017 is given
in Statement I-A.
During 2016-17, Commercial Banks disbursed
R
24,297 crore (
R
25,185
crore in 2015-16) to 11.16 lakh SHGs (11.32 lakh in 2015-16) with an
average of
R
2,17,629 (
R
2,22,482 in 2015-16) per SHG, against national
average of
R
2,04,314. Commercial banks accounted for 63% of bank
loans disbursed to 59% SHGs during the year. During the year Commercial
banks have disbursed lesser amount of loan to lower number of SHGs as
compared to 2015-16 (Table 4.5)
4.8
4%
6%
12%
5%
24%
49%
4%
5%
6%
13%
20%
52%
Inner Circle : 2015-16
Outer Circle : 2016-17
North Eastern Region
Northern Region
Central Region
Western Region
Eastern Region
Southern Region
