 
          [ 28 ]
        
        
          “SHG
        
        
          S
        
        
          ,
        
        
          SAVING
        
        
          FOR
        
        
          THE
        
        
          PRESENT
        
        
          ,
        
        
          SECURING
        
        
          THE
        
        
          FUTURE
        
        
          ”
        
        
          More than half (52%) of the total NPA amount of
        
        
          R
        
        
          4,002 crore as on
        
        
          31 March 2017 belonged to States in Southern Region and it increased
        
        
          during the year from 49% during the previous year. The quantum of NPAs
        
        
          increased in Western Region, as well, from
        
        
          R
        
        
          187 crore in 2015-16 to
        
        
          R
        
        
          250
        
        
          crore, mainly because of
        
        
          R
        
        
          58 crore rise in Maharashtra. The share of NPA
        
        
          in Eastern and Central Region declined in 2016-17 as compared to 2015-16
        
        
          (Figure 4.10).
        
        
          While three Southern States viz. Tamil Nadu (19.3%), Andhra Pradesh
        
        
          (12.5%) and Telangana (9.2%) together accounted for 41% of the total
        
        
          NPA amount as on 31 March 2017, four other States viz. Odisha, Bihar,
        
        
          West Bengal and Maharashtra accounted for another 24%. During the
        
        
          year, Karnataka recorded increase of
        
        
          R
        
        
          131 crore in the quantum of NPAs
        
        
          followed by Telangana
        
        
          R
        
        
          111 crore. The State-wise status of NPAs in bank
        
        
          loans to SHGs is given in Statement VI.
        
        
          
            
              Figure 4.9
            
          
        
        
          MAJOR STATES AND REGION-WISE NPA  (%)
        
        
          2016-17
        
        
          2015-16
        
        
          0
        
        
          Haryana
        
        
          Punjab
        
        
          Rajasthan
        
        
          Northern region
        
        
          Assam
        
        
          Arunachal Pradesh
        
        
          Mizoram
        
        
          Tripura
        
        
          North Eastern region
        
        
          Bihar
        
        
          Jharkhand
        
        
          Orissa
        
        
          West Bengal
        
        
          Eastern region
        
        
          Chhattisgarh
        
        
          Madhya Pradesh
        
        
          Uttar Pradesh
        
        
          Central region
        
        
          Gujarat
        
        
          Maharashtra
        
        
          Andhra Pradesh
        
        
          Western region
        
        
          Karnataka
        
        
          Kerala
        
        
          Tamil Nadu
        
        
          Telagana
        
        
          Southern region
        
        
          All India
        
        
          18.30
        
        
          23.03
        
        
          25.36
        
        
          21.69
        
        
          18.08
        
        
          35.13
        
        
          18.64
        
        
          35.75
        
        
          20.64
        
        
          13.06
        
        
          17.61
        
        
          14.08
        
        
          4.77
        
        
          8.95
        
        
          8.17
        
        
          21.54
        
        
          27.79
        
        
          23.14
        
        
          11.44
        
        
          12.20
        
        
          2.87
        
        
          11.98
        
        
          3.53
        
        
          4.50
        
        
          12.79
        
        
          3.04
        
        
          4.45
        
        
          6.50
        
        
          10
        
        
          20
        
        
          30
        
        
          40