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THEME-10: Crop Insurance Coverage Effectiveness & Likely Impact of
PMFBY on Coverage (Haryana).
Summary No.46
Profile of the Student:
Name: Deepak Kumar
Degree Programme: Master of Business Administration (MBA)
University/ Institute: Kurukshetra University, Kurukshetra
Profile of the Mentor:
Name: Vinod Kumar
Designation: AGM
Department : IDD
Name of Regional Office: Haryana (Chandigarh)
Objectives of the study:
• To have an insight of physical coverage of crop insurance schemes i.e. no. of farmers’ crops and area
covered.
• Cost effectiveness of insurance schemes.
• Extent of monetary relief to farmers.
• To see likely impact of PMFBY on coverage.
Sample State/ Distt/ Blocks/ Villages: Kaithal district was selected & 16 villages were
visited during the field visits.
Sample size: 115 farmers
Research Methodology: Convenient sampling and some basic statistical tools such as means , average,
percentage, etc. were used for the study. Both types of data i.e. Primary and secondary data were collected
for the study.
Major Findings:
• The average land holding size of Kaithal district is 2.75 ha. vis a vis 2.25 ha. of Haryana State. The
major crops grown in the sample districts were wheat and paddy.
• Out of 49576 numbers of farmers in the district (agri census 2010-11) 20,500 farmers (37215 hect.)
were covered under MNAIS during 2013-14 for Kharif season and, 20387 farmers (34215 hect.)
in Rabi season during 2013-14. Around 41% of total number of farmers were covered under the
insurance umbrella.
• 51 percent of the sample farmers were in the age group of 35 years to 45 years. 9 percent of sample
farmers were in the age group below 35. However, around 32 percent of sample farmers were in
the age group of 45 years to 60 years. The younger generation, however, was hesitant to take up
agriculture as profession.
