 
          [ 42 ]
        
        
          “SHG
        
        
          S
        
        
          ,
        
        
          SAVING
        
        
          FOR
        
        
          THE
        
        
          PRESENT
        
        
          ,
        
        
          SECURING
        
        
          THE
        
        
          FUTURE
        
        
          ”
        
        
          India and to create a strategic network in other APRACA member countries.
        
        
          NABARD, which is a member of APRACA, has been designated as an APRACA
        
        
          Centres of Excellence (ACE) for linkage banking in India. ACE has since been
        
        
          set up in BIRD, Lucknow during the year.
        
        
          SHG BLP STRATEGIC ADVISORY BOARD
        
        
          A Strategic Advisory
        
        
          Board was constituted in NABARD in 2015 to give focus on strategic action
        
        
          plan on SHG-BLP, evolving quality standards, financial literacy, digitisation of
        
        
          SHGs, livelihood promotion, etc. The Second Meeting of the Strategic Advisory
        
        
          Board was held during the year. The Board highlighted the importance of SHG
        
        
          Bank Linkage Programme in terms of outreach, efficiency in delivery, cost
        
        
          effectiveness, accessibility and affordability in the changing financial ecosystem.
        
        
          Advisory Board recommended action points for addressing issues such as credit
        
        
          gap, low level of credit flow to SHGs, tackling NPAs, increasing banks outreach
        
        
          with alternative models, meeting the training needs, etc.
        
        
          COLLABORATION WITH IRCTC - LIVELIHOOD FOR SHG
        
        
          MEMBERS
        
        
          With the objective of enabling livelihoods for SHGs, IRCTC
        
        
          had taken an initiative of collaborating with NABARD for providing marketing
        
        
          avenues to SHGs for their products including catering of local cuisine in trains
        
        
          through their website. Similarly, IRCTC had also proposed to provide space
        
        
          to select SHGs in rural/ semi urban railway stations (D & E categories) for
        
        
          installation of Water Vending Machines (WVMs). A few projects on pilot basis
        
        
          are being implemented in collaboration of IRCTC.
        
        
          
            
              7.2.5
            
          
        
        
          
            
              7.2.6